2. Cash withdrawal by ATM with UnionPay logo will be charged at 12 yuan+1% of the cash withdrawal amount, with a minimum of 14 yuan.
Credit card overdraft withdrawal generally does not exceed 50% of the credit limit, and does not exceed the current available credit limit of the card. Overdraft cash withdrawal does not enjoy interest-free repayment.
Because PBOC and SAFE have relevant regulations on the withdrawal amount of credit cards, your withdrawal amount at home and abroad will be subject to different restrictions. When withdrawing foreign currency cash through UnionPay, VISA, MasterCard or JCB network, the accumulated cash withdrawal amount of each card shall not exceed the equivalent of RMB 6,543.8+0,000 per day, USD 5,000 per month and USD 6,543.8+0,000 per half year.
Extended data
Interest-free repayment period: Interest-free repayment period refers to the interest-free period of consumer transactions enjoyed by cardholders who repay in full on time. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.
If you don't repay in full before maturity, you won't enjoy the interest-free period. The Construction Bank will charge interest at a daily interest rate of 0.5 ‰ and compound interest monthly. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated according to the actual amount payable.
If the repayment is not made before the due repayment date or the repayment amount is lower than the minimum repayment amount, CCB will charge interest as required, and at the same time charge a late fee of 5% of the minimum repayment amount.
Baidu Encyclopedia-CCB Credit Card
China Construction Bank-Credit Card Withdrawal Fee
China Construction Bank-What is the amount/limit of overseas withdrawal of credit cards?