First, what will happen to the malicious overdue prosecution of credit cards

The consequences of malicious overdue prosecution of credit cards are very serious, and you may need to go to jail.

after the credit card is maliciously overdue, the bank will report the case to the public security organ. Once the public security organ files a case for investigation and obtains relevant evidence, it will submit the case to the procuratorate, and the procuratorate will file a public prosecution with the court. After hearing the case, the court found that the cardholder did have malicious overdue, and the overdue amount and time have reached the sentencing standard, and will pronounce the sentence according to relevant laws and regulations.

If malicious overdue is malicious overdraft and violates the crime of credit card fraud, it will generally be sentenced to fixed-term imprisonment of not more than five years and a fine of not less than 2, yuan but not more than 2, yuan.

second, what is the standard for malicious overdue prosecution of credit cards?

The standard for malicious overdue prosecution of credit cards is 5, yuan.

according to the latest judicial interpretation, if the amount of credit card overdue in bad faith is more than 5, yuan, public prosecution can be initiated. It is worth noting that the amount here refers to overdue principal, not overdue principal and interest, and late payment fees.

Besides, 5, yuan overdue may not be sentenced. Only if the overdue time has reached more than three months and the bank has failed to repay the loan twice, it may be considered as malicious overdraft and credit card fraud.

if the cardholder actively repays after the bank's collection, it will generally not go to court.

third, will you go to jail for malicious overdue prosecution of credit cards?

malicious overdue prosecution of credit cards may not necessarily lead to jail.

If a lawsuit is filed by a bank, it is generally a civil lawsuit, and you won't go to jail. The bank sued the cardholder for money. As long as the cardholder pays back the money, the bank will not target the cardholder again. Moreover, if sued by the bank, the cardholder can still negotiate with the bank. As long as the two sides reach an agreement through consultation, the court will not deliberately make a judgment against the wishes of both parties.

however, if the public prosecution institution files a lawsuit, the cardholder may go to jail.

that's all about the consequences of malicious overdue prosecution of credit cards. In short, the consequences of malicious overdue credit cards are beyond the ordinary people's ability, and it is very likely that they need to go to jail. It's best for everyone to repay on time and spend rationally. If it causes malicious overdue, it will not be worth the loss. If you still want to know about other credit card problems, you can consult in our backstage, and I believe you will get a satisfactory answer.

The consequences of overdue are still very serious. If you don't handle it in time, you may face litigation risks. Contact legal counsel to solve your overdue troubles.