What is the use of the ICBC Peony Transportation Card
ICBC is convenient for motor vehicle drivers to use. Many ICBC branches (such as: Beijing, Shanghai, Sichuan and other regions) have cooperated with local public security transportation The management departments jointly issued the Peony Transportation Card. In addition to its financial functions, the card also has functions such as recording traffic violation records and driving information management.
(Answer time: June 6, 2019. In case of business changes, please refer to the actual situation.)
Is there any discount for ICBC transportation credit card, refueling and fine payment?
Holders of the Mudan Traffic Card can enjoy a 1.2% discount when paying tolls on highways within the province
Holders of the Mudan Traffic Card can enjoy a discount of 1.2% when recharging at recharge points within the jurisdiction of the provincial petroleum branch. Discount
The new version of Peony Transportation Card (credit card) can be used for deposits, withdrawals and consumption settlements, but deposits do not accrue interest.
No handling fee will be charged for withdrawals from the same city. If you use a credit limit to withdraw cash, if it is not repaid on the same day, interest will be charged at a rate of 0.05% per day.
If you open telephone banking (by dialing 95588 to handle related services), the usage method is basically the same as a debit card. However, since the new version of the Peony Transportation Card is a RMB credit card, it cannot handle funds, precious metals, time deposits and foreign exchange. Buying and selling and other related businesses.
The method of opening online banking is the same as that of a debit card (deposit card). However, if the debit card has already been opened for online banking, it cannot be opened again using the transportation card. You need to add the online banking registration card business to add it to In online banking, you can use online banking and U-Shield with multiple cards.
If the transportation card has been opened for online banking (or added as an online banking registered card at the counter) and the external transfer function has been activated, you can transfer and remit money through online banking, but you cannot currently transfer overdraft through online banking.
Is there an annual fee for the ICBC Transportation Credit Card?
The annual fee for the Bank of Communications Credit Card is waived in the first year, and thereafter the annual fee for the next year can be waived by swiping the card six times a year (the Bank of Communications Platinum Credit Card does not have an annual fee waiver policy).
Can I withdraw cash from the ICBC transportation card?
Hello. Can.
ICBC Transportation Card (actually called: Peony Unblocked Card) is a mandatory credit card jointly launched by the transportation management department and the Industrial and Commercial Bank of China. This card can be used for overdraft, cash withdrawal, and card consumption. The card type is a credit card (i.e. credit card), and its functional rules are basically the same as those of other ICBC credit cards.
This card does not charge an annual fee, and other overdraft fees and interest are normal.
Enjoy the interest-free period when swiping your card. Your card has a billing date. If you have forgotten it or can’t find it, ask the customer service of your bank’s credit card.
Overdraft cash withdrawals are not interest-free. The cash withdrawal fee is 1 yuan, starting from a minimum of 1 yuan. The interest calculation method is daily interest, and the daily interest rate is 0.05%. It is calculated from the day of cash withdrawal, and the interest is accumulated until On the billing date, the interest is then included in the principal to calculate compound interest (actually, this compound interest is only a few cents). The interest is accumulated until the date of repayment. If all the repayments are repaid, there will be no interest. If it is not repaid, Interest is recalculated based on the remaining balance of the repayment.
If you don’t understand, please ask. If you are satisfied, I hope to adopt it.
How to apply for an ICBC Transportation Credit Card
Go to the ICBC counter and apply for the ICBC Transportation Peony Card;
To apply for a credit card, you need to provide the following information:
1. Copy of ID card, work certificate, income certificate, etc.
2. If I can also provide bank deposit receipts, real estate certificates, degree certificates, etc., my application approval process will be more convenient and faster.
3. If you have a foreign registered permanent residence, an overseas person is applying for a local job, or an active-duty military officer applies for a credit card in his own name, some card-issuing banks may require you to present a temporary account issued by the local public security department or a relevant Certificate issued by the department (including work certificate).
4. Other conditions required by each card issuing bank. Adopt it
That’s it for the introduction of the ICBC Public Security Traffic Credit Card.