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How to tell whether it is a credit card or a debit card from the card face? Because when pre-authorization is done at the hotel, sometimes mistakes are made? Kids, please help me

OK, first of all, the simplest point is that behind all credit cards, there will be terms and conditions, such as, "obey the credit card usage policy" and other nonsense, haha, when you see these words, it must be a credit card. .

Secondly, the numbers on the surface of all credit cards are protruding. Of course, except for the credit cards cooperated by China Merchants Bank and PepsiCo, the card number is printed on it.

In addition, credit cards support authorization functions, and the authorization functions are mainly performed through third-party platforms. Commonly seen ones are VISA, MASTER, AE, JCB, DINNER, etc. Therefore, the card must have You need these signs.

Generally speaking, credit card numbers are usually 16 or 15 digits, and the numbers they start with are not the ones that start with ordinary debit cards, such as: 95566 95599, etc., for example, ICBC’s is 3702, etc. . But there are some cards that you should remember in particular. For example, the China Merchants Bank All-in-one Card is a quasi-credit card. It can be used as a debit card or a credit card. However, under normal circumstances, it is not recommended to use an ordinary All-in-One Card for authorization. Even if you take it out To authorize, it is best to ask him to sign the authorization form, so as to double insurance, but if you have a gold card or a platinum card, you can get authorization.

In the foreign card, if it is a debit card, it will definitely have the word DEBBIE. Even if it has the words VISA, MASTER, etc., it only means that the card supports the international exchange rate function, so borrowing this Be careful with cards.

However, there is a new UnionPay card recently. It is an absolute credit card. It seems to be DISCOVERY, which means discovery card in Chinese. There is a DISCOVERY logo on the card. It seems to be a cooperation with VISA. HOHO, this is You must remember that when using a card, you can only authorize, complete the authorization, go offline, etc. on UnionPay POS machines. If you do it on other machines, the authorization form or completion form that comes out will have no practical meaning, it is just a card form. That’s all.

OK, I also work in a hotel and am familiar with front desk operations. If you don’t understand anything, I can help, please contact me.