Banks can provide diversified financial service solutions, set up special windows at business outlets, provide priority services, and waive card production fees and annual card fees, small account management fees, inter-bank transfer fees, etc. At the same time, other personalized and exclusive financial preferential services are provided.

From a corporate perspective, the opening of green channels for bank cards not only further improves the service guarantee system for card users, but is also a good practice for fulfilling corporate social responsibilities and participating in the construction of a harmonious society.

Time to apply for the bank’s green channel card:

After approval, you can usually get the card in about a month. Under normal circumstances, ICBC will receive a card issuance notice 15 working days after the applicant submits the application materials.

Inquiry process for ICBC credit card application progress:

1. Enter ICBC in the Baidu search box, and in the search results, look for the official website and click to enter.

2. After successfully entering the official website of ICBC, select Credit Card in the main menu bar.

3. In this way, on the credit card page, you can see the "Application Progress" query, click to enter.

4. Next, you need to log in to your personal ICBC account and password.

5. After logging in to your online banking account, select "Credit Card Services" on the main menu bar.

6. Click "Check Application Progress" under "Apply for Credit Card" in the upper left corner of the page, and you will see the application status of your credit card.

7. Currently, users who have ICBC bank cards and have opened ICBC online banking are directly supported online for inquiry. If you are not the one, you can only call the official customer service to check.

Extended information:

Card types;

1. Credit card

Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the card-issuing bank gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later. A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund as required by the bank. When the reserve fund is insufficient to pay, the cardholder can overdraw within the credit limit specified by the card-issuing bank.

2. Credit card

Creditcard, often called a credit card, means that the card-issuing bank gives the cardholder a certain credit limit, and the cardholder can A credit card where you spend within the limit first and pay back later. It has the following features: consume first and repay later, enjoys an interest-free payment period (up to 56 days), and has a minimum repayment amount. Customers can repay in installments if they have overdrafts. Customers need to pay a certain amount of annual fees to the bank they apply for, which differs from bank to bank.

3. Quasi-credit card

A quasi-credit card is a single-currency, single-account credit card that bears interest on deposits and settles purchases by swiping the card in RMB. It has the functions of transfer settlement, deposit and withdrawal Cash, credit consumption, online banking transactions and other functions. When the account balance of credit card consumption or cash withdrawal is insufficient for payment, the cardholder can overdraft consumption or cash withdrawal within the prescribed limited credit limit and charge a certain amount of interest. There is no interest-free repayment period.

Taken together, the main characteristics of quasi-credit cards are:

(1) Applying for a quasi-credit card generally requires paying a deposit or providing a guarantor;

(2) Interest is calculated on deposits in the quasi-credit card;

(3) The quasi-credit card can be overdrafted, but there is no interest-free repayment period for overdrafts, and interest can be calculated from the day of the overdraft. And must be paid off in one lump sum with no minimum payment.

Baidu Encyclopedia-Industrial Bank Wuhan Branch opens a "military priority" green channel

Baidu Encyclopedia-Industrial and Commercial Bank of China