1. Go directly to CCB ATM or bank counter to withdraw cash, the handling fee is around 0.48%. If you withdraw money from an ATM or counter in another bank in another place, a handling fee will be charged. The cash withdrawal handling fee is 0.5% of the cash withdrawal amount, with a minimum of RMB 2 and a maximum of RMB 50.
2. You can also withdraw money directly through CCB mobile banking, online banking and other channels. That is, the overpayment will be transferred directly. The transfer method is the same as the usual cash withdrawal method. There will be handling fees and interest for credit card cash withdrawals.
:
Credit cards are divided into credit cards and quasi-credit cards. A credit card means that the cardholder has a certain credit limit and can consume within the credit limit and then repay later. A credit card for payment; a quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the balance in the reserve account is insufficient for payment, the quasi-credit card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.
The use of credit cards is different from that of debit cards. The excess money you pay back is an excess deposit. This will not generate interest and will not earn any income when placed in the credit card account. However, the gain outweighs the gain when withdrawing excess deposits. The fees are charged according to the provisions of credit card cash withdrawals, usually 1%, so it is better to use the card normally for consumption.
CCB Credit Card is a credit card issued by China Construction Bank. All credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.
Swiping the Gold Card 3 times or 18 times will waive the annual fee for the following year (excluding special cards such as business cards and car cards)
Domestic: 5‰ of the transaction amount, The minimum is 2 yuan, the maximum is 50 yuan; overseas: 3% of the transaction amount, the minimum is 3 US dollars.
Multiple account management: Limit ***Enjoy multiple CCB cards with the same billing date and independent repayment
Online payment: Alipay: You can use it after online registration, single payment and single payment The daily limit is 500 yuan
Instalment business: interest-free installments (3, 6, and 12 installments) from specific merchants are supported. After a single purchase of more than 1,000 yuan, you can call to apply for installments (3, 6, 12, 18, 24 installments). Each installment will incur different handling fees depending on the number of installments
Billing date: every month There are multiple billing dates, and cardholders can change them once a year during the validity period of the card
Currency: RMB, RMB/USD, RMB/EUR