No matter who pays for the tax refund, as long as your name is on the tax refund form, there will definitely be no problem. But for swiping a credit card, I suggest you prepare the limit in advance in case your passport is checked if you swipe someone else's card. If not, the consequences may be serious. \x0d\ \x0d\Generally speaking, overseas shopping tax refunds include credit card, cash, check and Alipay tax refunds. \x0d\ \x0d\1. Cash tax refund: The advantage is that it can be obtained immediately. In countries with consumption tax refund discounts, it can be applied for after consumption at merchants that support shopping tax refund; the disadvantage is that the procedures are cumbersome and often require long queues to wait and prepare. Information, change exchange, etc., and selecting other countries’ currencies requires higher currency conversion fees. \x0d\ \x0d\2. Check tax refund: The advantage is that it is more convenient in the early stage. After the consumer fills out the documents at the departure airport and sends them back to the relevant location, customs officers will mail the check to the address left by the consumer. However, there are many disadvantages in the later stage. In addition to being time-consuming, consumers also have to pay for the postage of sending checks. After consumers receive the check, they must take it to the bank to deposit it. After deducting various postage and handling fees, I'm afraid the actual amount you get is not much. \x0d\ \x0d\3. Credit card tax refund: The simplest tax refund method is to return the tax to a credit card. However, if you choose a credit card for tax refund, the credit card submitted by the tourist must be an international credit card, such as a credit card with VISA and MASTER CARD logos. Moreover, when using an international standard credit card for tax refund, the tax refund currency will be the currency used when the card is swiped. If the card is swiped in US dollars, the refund will be in US dollars. This amount will be deposited into the credit card account. If the money needs to be used domestically, a currency conversion fee of 1~2 will be incurred when it is converted into RMB. \x0d\ \x0d\4. Alipay tax refund: Consumers shopping in Europe and other places can use Alipay to apply for tax refund. The tax refund will arrive at Alipay in 10 working days at the fastest, and Alipay wallet can be used to check the payment status in real time.