Huabei and credit cards are different payment methods. Under normal circumstances, you cannot directly use Huabei to repay credit cards. However, if your credit card has a cash withdrawal function, you can choose to use Huabei's cash withdrawal function, then deposit the withdrawn funds into your bank card, and finally use your bank card to repay the credit card. It should be noted that Huabei will charge certain handling fees and interest for cash withdrawals. It is recommended to understand the relevant charging standards in advance.

In addition, although Huabei and credit cards are financial products related to personal credit, if borrowers apply for loans too frequently or perform loan operations frequently, they will increase personal credit risks. Therefore, when using these financial products, you should pay attention to personal credit risks and avoid frequent loan operations.