Depends on the repayment method and interest calculation method. The following are the repayment calculations for several different situations:

1. If you choose to repay in installments, take the installment purchase of a car with a China Merchants Bank credit card as an example. The handling fee for 12 installments is 5, so the monthly repayment should be The amount is 43,983 yuan, including an installment fee of 2,217 yuan.

2. If you choose the minimum repayment amount, that is, only pay 10% of the principal, you need to repay at least 5,000 yuan every month.

3. If you choose to withdraw cash overdraft, the interest is usually 50,000 yuan per day, so the interest for one month is 750 yuan. Plus the handling fee (which may be up to 200 yuan), the total cost is about 950 yuan. It should be noted that the specific repayment amount and interest calculation may vary depending on banks and credit card products.