The credit card application is an agency business. First of all, it's unnecessary. Secondly, just like online application, the card-issuing bank will mail it to the place you specify (usually your work unit or home address) after it is approved. After receiving the card, you can activate the card and related information at the local outlets within 3 months.

The bank has the final say because it only applies for it, and is not responsible for the review. If you are not qualified, don't keep applying, which will ruin your credit information.

According to different card issuers, it can be divided into corporate cards and personal cards:

Company card. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, state party and government organs, armed forces, organizations and other legal person organizations.

Personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. The personal card is applied in the name of an individual and bears all the responsibilities for its use.