1. First buy things by credit card, and then call customer service to repay them in installments;

2. Choose a shopping mall that cooperates with China Merchants Bank to purchase, and directly handle the installment repayment;

3. The products logged into China Merchants Bank's online banking will have corresponding phased products and be purchased directly.

China Merchants Bank (1987) was established in Shekou, Shenzhen. It is the first joint-stock commercial bank wholly owned by an enterprise as a legal person in China and the first pilot bank to promote banking reform from outside the system.

Products: Debit card: divided into one-card and golden sunflower card, with the functions of fixed deposit, multi-currency, and multi-function.

Credit card: a credit card in the form of chip and magnetic stripe, which has all functions such as overdraft and integral.

Golden sunflower financial management: a comprehensive financial management service system for individual high-end customers, covering liabilities, assets, intermediary business and financial consultants.

China Merchants Cigna: China Merchants Cigna Asset Management was approved as the fourth foreign-funded insurance asset management company.

Company structure: shareholders and shareholders' meeting: China Merchants Group Co., Ltd. indirectly holds 29.97% of its shares by merging its subsidiaries, namely China Merchants Steamship Co., Ltd., Shenzhen Zhao Rong Investment Holdings Co., Ltd., Shenzhen Yanqing Investment Development Co., Ltd., Shenzhen Chu Yuan Investment Development Co., Ltd., China Merchants United (BVI) Co., Ltd., Best Winner Investment Limited and China Merchants Industrial Development (Shenzhen) Co., Ltd., and there is no pledge of its shares. Among them, China Merchants Steamship Co., Ltd. directly holds 65,438+03.04% of the company's shares, which is the largest shareholder of the company with a registered capital of 7 billion.

Directors and Board of Directors: There are six special committees, including the Strategy Committee, the Audit Committee, the Related Party Transactions Control Committee, the Risk Management Committee, the Nomination Committee and the Remuneration and Appraisal Committee, with five members each.

Supervisors and Board of Supervisors: There are 9 members of the Board of Supervisors, including 2 external supervisors, 4 shareholders supervisors and 3 employee supervisors. Formulate the rules of procedure of the board of supervisors, clarify the discussion methods and voting procedures of the board of supervisors, and ensure the effective supervision of the board of supervisors.