If the applicant does not have a job and is a self-employed person, he or she can provide a self-employed business license and tax returns for the past three months, as well as other proof of financial resources. For example: income tax withholding certificate, copy of self-owned real estate certificate, copy of self-owned car driving license, bank time deposit certificate, etc.

If the applicant does not have a job and is not self-employed, he or she cannot apply for a CMB credit card for the time being. If the applicant's parents hold a CMB credit card, they can apply for their supplementary card.