1. Maintain credit: repay in full and on time; Pay it back three months before opening the card, and pay it back if you have money.

2. Frequent card use, regardless of size, more than 20 times a month.

3. The credit card amount should account for at least 50% of the total amount.

4. The bill of credit card consumption needs to last for 3 months in a row, and it can't be broken in the middle, that is, there must be consumption every month.

5. Use the card for 3 months or 6 months to call for the amount (it doesn't matter if you are rejected, stick to it. Sometimes different customer service applications will be handled differently).

6. Temporary use of money can be applied for temporary withdrawal, which will be easier to approve.

Note: If the cardholder normally uses the credit card for a long time and there is no abnormal status such as overdue, and the credit card amount exceeds 60% within a certain period of time (usually 3 to 6 months), the bank will automatically adjust the temporary limit or fixed limit.

If there is no adjustment, you can contact the customer service staff of the bank credit card center to apply for withdrawal. Some card banks can apply for withdrawal directly by telephone.