1. The minimum repayment amount means that if the cardholder has difficulty repaying all the amount payable before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the card issuer. However, you cannot enjoy the interest-free repayment period, and the minimum repayment amount is 10% of the consumption amount plus other various types of payables.

2. The minimum credit card repayment amount refers to the minimum amount that needs to be repaid each month, which is displayed on the monthly bill. The minimum repayment amount of a credit card is calculated as follows: Minimum repayment amount = 10% of all general transactions on the credit card account + 100% of the single-period amount of all outstanding installment transactions in the account + 100% of the unpaid portion of the minimum repayment amount of the previous period + 100% over the account The total amount used on the credit limit + 100% fees + 100% interest.

3. Among them: fees include cash transactions, installment transactions, annual fees, handling fees, interest, liquidated damages and other prescribed transactions and fees.

4. If the customer cannot repay the full amount in time, he can repay the minimum repayment amount on time before the last payment date. Repaying the minimum payment will not affect your personal credit, but you will not be able to enjoy the interest-free repayment period.

5. PS: Generally, the minimum repayment amount is 10% of the credit card consumption transaction. The specific amount can be viewed on the credit card bank APP.