The credit card cancellation method is as follows:
1, telephone banking cancelled.
Basically, ordinary credit cards can be cancelled by telephone banking. Of course, some banks may be a little troublesome, while others are different, such as China CITIC Bank and China Merchants Bank, which are very convenient.
2. The bank counter is cancelled.
Going to the bank counter to cancel is also the method used. But pay attention to the following points:
First: bring the necessary documents, such as ID card, credit card, and prepare the money if the credit card owes money!
Second: remember to avoid the rush hour of the bank, so as not to queue for too long and delay your normal work and life.
3. The business hall of the designated bank shall be cancelled.
Of course, because there are still differences in the regulations of credit cards among banks, and there are many types of credit cards, some banks will have clear regulations on the cancellation of some credit cards. So, if you are not sure where to cancel your credit card, call the official customer service in time.
4 Credit cards cannot be thrown away after cancellation. The cancelled card also contains a lot of personal information. You can use it in some places where you only need the card number. Don't throw it away. If there is no need for collection, the magnetic stripe should be cut out and handed over to the bank counter for special crushing.
What is a credit card?
Credit card refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. Credit card is a non-cash transaction payment method and a simple credit service; Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. Credit card refers to the credit payment tools issued by commercial banks in People's Republic of China (PRC) (including foreign banks and Sino-foreign joint venture banks, hereinafter referred to as commercial banks) to individuals and units.