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What does the beginning of bank 4 mean?

What does it mean to start with Bank 4? This is a problem that many people are concerned about. In fact, the bank card number starting with four means that the card is a credit card. Credit card is a kind of credit tool, which is prepared by consumer credit and can be used to spend first and then repay in a specific period of time. In contrast, savings cards are based on deposits and can only be consumed within the account balance.

So why do many people attach great importance to the credit card at the beginning of Bank 4? The reason is that this kind of card is very practical in daily consumption. Higher credit line can easily meet consumer demand, and some banks provide cardholders with discounts and points activities that also benefit them a lot. But at the same time, we should also pay attention to rational use, so as to avoid the difficulty of repayment caused by excessive consumption.

In short, the credit card at the beginning of Bank 4 is the embodiment of consumers' purchasing power and credit level, and also the trust of financial institutions in cardholders. Therefore, it is very important to choose the credit card that suits you and use it correctly. Credit card is not a bottomless pit. Only when it is used reasonably can it bring us benefits.