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Standards and Precautions for Redeeming Citi Credit Card Points
Exchange standard: subject to the "Citi Rewards World" /sim/ICARD/rewards.htm page of Citibank website. Cardholders must apply for annual fee exchange within the next billing cycle after the annual fee bill is generated. After the exchange, the annual fee for the next year will be offset in the next bill. Every cardholder uses points to exchange for an annual fee every fixed number of years.