How to cancel Ping An Bank's credit card?

1. ping an bank's credit card cancellation process:

1. call ping an bank's customer service number 95511 and transfer it to manual service for operation.

2. verify your personal information and then apply for cancellation of your credit card.

3. The customer service will keep you. You just need to confirm the cancellation.

2. Related contents of credit card cancellation

1. Credit card cancellation and account cancellation are two concepts. If you want to completely cancel a credit card account, you need the cardholder to explicitly ask the bank for account cancellation, otherwise the bank will generally cancel the credit card and keep the cardholder's account information. Whether you cancel your card or account, you can call the bank directly or apply at the bank counter. Generally, you have to wait 45 days after applying for credit card cancellation, because the bank will officially cancel the card for you only if there is no debt and balance on the credit card book and there is no negative record such as overdue. Attention should be paid to the following points when the credit card is completely cancelled:

2. Settle the debts in time before canceling the account: you must pay off all the debts before canceling the account, and don't go through the formalities of canceling the account without settling the debts, otherwise the account cancellation is likely to fail;

3. cancel all credit cards before closing the account: if you have other credit cards in the same bank, you can't close the account generally;

4. after the effective time of account cancellation expires, go to the bank to confirm whether the account cancellation is successful: in order to ensure that the cardholder has no arrears in the account when canceling the account, the account cancellation application generally takes effect after 45 days, and the cardholder should contact the bank 45 days after submitting the account cancellation application to confirm whether the account is completely cancelled.

5. Don't throw away the cancelled credit card anywhere. Cut the magnetic stripe before throwing it away, so as to avoid being picked up by criminals and causing losses to yourself. Before canceling the credit card, make sure that there is no balance in the credit card, no arrears and no extra deposits. Because once the credit card has a balance, it cannot be cancelled.

6. Pay off all debts in time. This arrears includes bill arrears and annual fees. If there is still arrears in the card, the card will be directly cancelled regardless. After the interest is accrued, if the amount reaches a certain amount, the bank will start to "collect debts"! Confirm whether to close the account after 45 days. Credit card cancellation is usually handled through customer service, but it is not successful at that time. When the card is cancelled, the account will enter the pre-cancellation status, and it will take 45 working days to know whether the account is successfully cancelled.

how to cancel Ping An Bank's credit card

The methods for canceling Ping An Bank's credit card are as follows:

Method 1:

1. Call the customer service phone of Ping An Bank's credit card center by mobile phone and select the cancellation service according to the voice prompts.

2. It should be noted that your Ping An Bank credit card needs to be in arrears to operate successfully.

operating environment:

brand model: iPhone13

system version: iOS15.

app version: 5.5.1

method 2:

1. Go to the bank counter to cancel

2. Bring my ID card and credit card, and fill out the card cancellation application form at the counter of Ping An Bank.

3. If the credit card has no arrears or excessive deposits after 45 days, the cancellation is successful;

4. The cancelled Ping An Bank credit card should be cut and discarded to prevent theft.

Extended information:

1. What are the advantages of Ping An Credit Card:

1. Ping An Credit Card is divided into general card, gold card and platinum credit card. The general credit card is 3,-1, yuan, the gold card is 1,-5, yuan and the platinum card can reach more than 5, yuan. The amount is guaranteed, which is the first advantage of Ping An Credit Card.

3. It is convenient to apply for Ping An Credit Card.

Operating environment:

Brand model: iPhone13

System version: iOS15.

app version: 5.5.1

APPlying for Ping An Credit Card can be handled through Ping An Bank WeChat WeChat official account, Ping An Pocket Bank App, Ping An Credit Card official website, etc. Applicants need to meet the following requirements:

(1) If they are mainland citizens, they must be 2-65 years old (inclusive), and Hong Kong, Macao and Taiwan and foreigners must be 25-65 years old (inclusive);

(2) Have a stable income source or a fixed job, and have a steady flow of bank accounts;

(3) having fixed property, such as car, house, passbook, etc., will increase the pass rate of credit card application. Different types of credit cards may have their own regulations. You can go to the application page for detailed requirements.

3. Ping An Credit Card Credit Card Discount

The biggest advantage of Ping An Credit Card is that its credit card discount is very rich. Ping An Credit Card is subdivided for different consumer groups, and a variety of credit cards are designed, each of which can get its own exclusive discount.

how to cancel an account with Ping An Bank's credit card

There are many ways to cancel Ping An Bank's credit card. Cardholders can cancel their cards in the following ways:

1. Telephone banking cancellation, credit cards can be cancelled through telephone banking, but they can only be cancelled by telephone if the credit card can be cancelled. Cardholders can call Ping An Bank's credit card service number: 4824365, and then press "" to transfer.

2. To cancel the bank counter, the cardholder can take valid documents, such as ID card, credit card and other documents required by the bank to collect the reservation number at the nearby Ping An Bank outlet and queue up, then explain to the service staff that the account is to be cancelled, give the credit card to the bank staff and fill out the relevant application, so that the credit card can be cancelled.

Pay attention to whether there is any extra deposit in the credit card account. Because many cardholders are used to using credit cards as debit cards, there is a part of the deposit in the credit card. Before canceling the credit card, the cardholder needs to withdraw the deposit. You can't have unpaid bills when you cancel your credit card. Before you cancel your credit card, you must make sure that the number of times you swipe your card has reached the requirement of annual fee reduction. This is something we need to pay attention to to to prevent the annual fee from being paid by yourself.

Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and renamed it Shenzhen Ping An Bank. Apart from the basic functions of credit consumption and cash advance, Ping An Bank also has many unique functions, providing cardholders with all-round security protection covering "safe consumption, safe home and safe travel".

Ping An Bank's credit card must be cancelled if it is not used. The safest way for the cardholder is to report the loss first and then cancel it. If the cardholder is unwilling to pay the loss report fee and wants to cancel the credit card directly, he should also pay attention to the following issues:

1. Pay off all the arrears in time, which includes not only the account arrears, but also the annual fee.

confirm whether to cancel the account after p>2.46 days to prevent the bank from failing to cancel the card for some reason, but the cardholder thinks that the card has been cancelled successfully.

3. after the card is cancelled, it is recommended to cut the card or use a sharp blade to cut off the magnetic stripe (the magnetic stripe contains a lot of private information).

Generally, it takes more than ten minutes for a credit card to cancel, but it is called "pre-cancellation period" within 45 days after the cancellation of the credit card. During this time difference, this cancelled card can actually be taken out and swiped. If the cardholder thinks that the card has been cancelled and throws it away at will, the discarded card may be used by illegal people, and it may still be stolen and swiped, and it will also bear the losses. Similarly, cards in the pre-cancellation period can also be traded online and transferred into the card.

how to cancel ping an bank's credit card?

Ping An Bank's credit card cancellation method is as follows:

1. Telephone operation of Ping An Bank's credit card cancellation:

The cardholder calls Ping An Bank's credit card number: 4824365-press "": the cardholder turns to manual service-enter the ID number to transfer to manual service, and explain to the customer service that the card is to be cancelled, and the customer service can complete the whole card cancellation work.

2. Operation of Ping An Bank's credit card sales counter:

You can also bring your valid ID card to Ping An Bank's business outlets for card cancellation.

Tips:

After the card is cancelled, it is recommended to cut the credit card of Ping An Bank or use a sharp blade to cut off the magnetic stripe.

how can I cancel Ping An Credit Card if I don't want to use it?

1. I can cancel it directly by phone. You can call Ping An Bank's customer service number 95511 credit card hotline, and then go to manual service.

explain to customer service that you need to cancel your credit card. At this time, you will verify your personal information and cancel your credit card. According to the customer service prompt, you can verify it. Generally, it is used to verify your ID card information and the password of the card.

2. You can also go to the nearby Ping An Bank's business office to cancel the Ping An Bank's credit card through the bank's business office and the manual service window, and bring your ID card and the credit card to be cancelled.

1. Customer service will try its best to keep you from canceling your credit card. At this time, your attitude should be very firm. You can find many reasons to explain that you don't want to use a credit card. You don't have to give the customer service a chance to refute it, and don't be embarrassed. You can find some reasons that can't be refuted.

2. Before cancellation, we still need to pay off the credit card, otherwise we can't cancel it. You can use Alipay, Baidu wallet and other applications with repayment function to make credit card repayment. After it is clear, call customer service to cancel.

3. After canceling the card, you'd better destroy it, so that others can't use your card.

confirm whether to close the account after 4 or 46 days. Generally, the cardholder should call the bank in time to confirm whether to cancel the account after 46 days of card cancellation.

How does Ping An Bank cancel the credit card

Ping An Bank can cancel the credit card in the following ways:

1. Cancellation at bank outlets:

The cardholder can bring his/her valid ID card to the business outlets of Ping An Bank to cancel the card.

2. Cancellation of customer service phone:

Call Ping An Bank's customer service phone number 95511 and select 2 to apply for cancellation of credit card by manual service.

Ping An Bank, the full name of which is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd. and one of the 12 national joint-stock commercial banks in Chinese mainland. With a registered capital of RMB 5,123.35 million and total assets of nearly RMB 1.37 trillion, it is headquartered in Shenzhen, Guangdong Province.

China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank. There are 34 branches all over China and representative offices in Hongkong.

In January p>212, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition was completed, Shenzhen Development Bank was renamed as the new Ping An Bank, and the new Ping An Bank was formally opened for business. On June 26, 219, eight banks, including Ping An Bank, launched the first batch of enterprise information networking verification systems.

Credit cards are divided into credit cards and quasi-credit cards.

a credit card refers to a credit card in which the issuing bank gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay.

quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.

a Creditcard, often called a credit card, refers to a credit card in which the issuing bank gives the cardholder a certain credit line within which the cardholder can spend first and then repay. It has the following characteristics: first consume and then repay, enjoy an interest-free payment period (up to 56 days), and have a minimum repayment amount, and customers can repay by installments when they overdraw. Customers need to pay a certain amount of annual fees to the banks that apply, and each bank is different.

Let's stop here for the introduction of how to cancel Ping An Credit Card.