When the credit limit of your credit card can't meet the consumption demand, you can apply to our bank to adjust the temporary or permanent credit limit, and our bank will adjust it according to the

Adjust your credit status and card usage, so that you can fully enjoy the convenience brought by flexible credit limit. Permanent limit adjustment can be made by credit card.

Xin 4006695599 application; Temporary limit adjustment can be made through our credit card center 4006695599, branch counters, online banking,

Pocket banking and wechat banking applications.

Ordinary personal funds/ordinary cards are exempt from the annual fee for the first year, and the annual fee for the next year can be exempted if the card is swiped for 5 times (the main card and the auxiliary card are accumulated separately), but the number of swipes is not met.

Gold card and ordinary card customers can use 5000 points and 3000 points in their accounts to exchange annual fees for the main card and supplementary card respectively.