(1) Personal data management After a consumer successfully applies for a wallet, the system will open a personal e-wallet file on the e-wallet server, where the consumer can add, modify and delete personal data. (2) Online payment electronic wallet
After consumers choose goods online, they log in to their e-wallets, choose online bank cards and send payment instructions to the "financial link" payment gateway for payment. (3) Inquiring about transaction records Consumers can inquire about all paid historical transaction records through the "Financial Link" e-wallet. (4) Bank card balance inquiry Consumers can inquire about the balance of personal bank cards through the "Financial Link" e-wallet. (5) Merchant Site Links There are many merchant site links in the "Financial Link" e-wallet, and users can directly log in to the merchant site for shopping through the links. When the cardholder uses the Great Wall Card for online shopping, the cardholder's information (such as account number, expiration date, etc.) and payment instructions can be encrypted and verified through the e-wallet software. E-wallet can run on the browser software of Microsoft, Netscape and other companies. In order to conduct secure electronic transactions that meet the set standards on the Internet, cardholders must install electronic wallets that meet the set standards. E-wallet is a common payment tool in e-commerce shopping activities, which is suitable for small shopping. Electronic money stored in electronic wallet, such as electronic cash, electronic change, electronic credit card, etc. Use e-wallet to shop. It usually needs to be completed in the e-wallet service system. E-wallet software is usually provided for free in e-commerce activities. At present, there are two major e-wallet service systems in the world: VISA Cash and Mondex. Other e-wallet service systems include MasterCard Cash, European Payment Clips and Belgian Proton. E-wallets are generally used in banks and have accounts. When using e-wallet, users first install the corresponding application software. In this software system, there is a function management module of electronic money and electronic wallet, which is called electronic wallet manager. Users can use it to change passwords or security methods, and use it to view accounts, lists and other data of electronic money receipts and payments in their bank accounts. The system also provides an electronic transaction recorder, and customers can know their shopping records by querying the recorder. E-wallet is a common electronic payment tool for online shoppers in e-commerce activities, and it is a new wallet commonly used when shopping in small quantities or buying small commodities. In recent years, e-wallet has been a hot topic in global e-commerce activities, and it is also an important tool to realize global electronic transactions and Internet transactions. Many countries in the world are establishing electronic wallet systems to replace cash transactions. At present, China is also developing an e-wallet service system.