1, in the same bank, that is to say, these credit cards are handled by the same bank, and the limits of the two credit cards are the same, and the limit will not be increased.
2. The so-called "shared line" means that all credit cards held by the same cardholder use a common line. The credit line is RMB 10000 yuan. With this credit line of 10000 yuan, when you overdraw 2000 yuan with one card, you can also overdraw 8000 yuan with the other four cards.
Extended data
Generally, the repayment is made through the credit card issuer's counter/self-service equipment, and the credit line can be directly swiped out after entry. However, the third-party time is 1-2 days according to different banks, such as CCB credit cards, and the available credit line will be increased after arrival; Inter-bank repayment may take a little longer, 3-5 days (depending on the bank, the account circulation time is different).
1, through banks, self-service deposit facilities, counters, etc. ), the available amount can be recovered in real time after the deposit, and you can spend it by credit card immediately, but the deposit has not actually arrived, and it will arrive in 1-2 days. If you need to withdraw cash, you must wait until the money arrives.
2. Repayment through inter-bank or third-party platforms will be resumed immediately. If possible, credit card consumption will be allowed at that time.
Baidu Encyclopedia: Credit Card