Identification materials

Proof of identity is to copy the front and back of the second-generation ID card on a piece of A4 paper and submit it together with the credit card application form.

Proof of repayment ability

1. Work certificate stamped with the official seal of the company: Work certificate should generally include name, full name of the company, position and annual salary. Some banks have a fixed work certificate format. Just go to the bank and fill in the stamp.

Second, the payroll card is running smoothly: since the payroll card printed at the counter has the business seal of the bank, but it is not printed on the self-service machine, it is recommended to print it at the counter. If you feel that the bank has been queuing for printing water for too long, you can also use the income tax withholding certificate as proof material. If the salary is paid in cash, you can deposit the salary in the card for a fixed number of days every month, and you can print it as running salary after six months.

3. Work permit or work permit: Generally, a work permit with a photo and official seal is required to be of value as application materials.

Certificate of deposit: If you have a deposit in the bank, you can issue a certificate of deposit. Proof of deposit is a good proof material, which is very helpful for credit card application.

Verb (abbreviation of verb) financial management certificate: With the development of bank financial management, many bank credit card applications can now use financial management certificates as application materials. Before applying for a credit card, you can use your spare money to go to the bank to buy a wealth management, which can not only add an application material, but also gain income through wealth management, killing two birds with one stone.

6. Real estate license: In China, where house prices are rising, owning real estate (especially in big cities) is the best proof of repayment ability, so applicants with real estate license or purchase contract must copy it as application materials.

Seven. Vehicle driving license: the copy of the car book cannot be used as the application material of the credit card alone, but it is quite weighty when used together with other application materials. Especially when applying for the owner's credit card, having a car will let the bank see the applicant's credit card potential.

8. Business License: Individual industrial and commercial households can use a copy of the business license as credit card application materials, but the business license must be valid for more than 6 months and must be accompanied by a bank account.