Fill in the actual information.

1) Youth Card: If you graduated in 2003, have a college degree or above recognized by the National Education Commission, have a regular job (the probation period has passed), and are between 18-30 years old, you can apply alone Apply with ID card. This can be done over the counter or through direct sales. The limit of this card generally starts at 5,000, and the cash withdrawal limit is the same as the credit limit, making it more cost-effective for young people to use.

2) Standard cards: such as Phoenix Carp Card, the recently launched Expo Card, etc. For such a card, applicants must be over 18 years old, but not over 65 years old; have a regular job and have a pre-tax annual salary of at least 24,000; when applying, they must submit a copy of their ID card, proof of income and proof of residence, if they are in Shenyang , you must also have a real estate certificate. In addition, it is best to pay a fee when applying now. You can submit information to direct sales, because currently the counter no longer accepts personal submissions, unless you apply for a card (you have a credit card from another bank and have held the card for more than 6 months) or you apply for an additional card (you already have a Bank of Communications credit card).

3) Co-branded cards: Currently, Bank of Communications has launched N types of co-branded cards, such as Suning Card, Wal-Mart Card, Jinjiang Inn Card, Aviation Secretary Card, etc. It also launches its own co-branded cards for different regions. Generally, this kind of card can be applied for at direct sales stores or stores like Suning and Wal-Mart. The documents submitted are usually ID card and proof of income or employment. ?Extended information

Bank of Communications credit card application tips:

1. Complete the application form. The more complete the information, the more trustworthy the bank thinks you are and the easier it will be to issue a card.

2. It is easier to apply online. Nowadays, the Bank of Communications is vigorously promoting online card application. After opening the card, you will not only get 100 yuan as credit card, but also very likely to get the opportunity to be approved in seconds. Xiaorong has experienced it personally.

3. Provide proof of good card use in the past. Generally, banks look at card usage records in the past 24 months when reviewing and issuing cards. Cardholders who want to successfully apply for a card can check their credit report in advance.

4. It is easier to apply now. Bank of Communications is the most generous with its money, but in terms of card issuance volume and reputation, it still lags behind ICBC and China Merchants Bank. Since China Merchants Bank has already reached the level of card issuance volume, card consumption can already bring profits to it. Bank of Communications is now catching up, and the first step will start with the volume of card issuance, so the card issuance rate will be relatively high in the past two years.

Baidu Encyclopedia - Bank of Communications Credit Card