1. Cardholders only need to apply for installment repayment from the bank after the statement date. Now there are many installment options, such as cash installment, free installment, etc. Cash installment mainly refers to the application for the withdrawal limit. The installment, free installment is to installment the bill.

2. Credit card installments can be repaid in advance, but you need to contact customer service in advance to terminate the installment. If you do not apply to terminate the installment, the remaining balance of the installment will not be billed at once, and the card limit will still be occupied. The money you deposit is only equivalent to a deposit.