The conditions for reduction or exemption are not met. Failure to repay after a credit card overdraft is a breach of contract. Yulin Agricultural Bank of China credit card weight loss cardholders will not incur any penalty interest or liquidated damages if they repay within the repayment period. They need to meet certain application conditions and follow the application process. operate. If the conditions for exemption are not met, there will be no exemption policy. The credit card overdue principal reduction policy is a policy formulated by the credit card issuing bank to help overdue customers solve their repayment problems.