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Can I withdraw cash across banks with a credit card?

Yes. There are no bank restrictions on credit card cash withdrawals, but credit cards will have limit limits, and some banks will also charge certain handling fees. Each withdrawal is charged from 1 to 3% of the withdrawal amount, and interest is calculated at a daily interest rate of 5%. After withdrawing cash by credit card, the bank does not support the minimum repayment of the credit card.

Will the bank deduct money if the credit card is overdue?

No. Normally, if a user's credit card is overdue, the card issuer does not have the right to debit other banks' credit cards, but it can debit its own credit card.

In addition, if the overdue situation is particularly serious, not only will a bad credit record be left in the credit report, but the bank will also sue you.