It is necessary to provide complete customer information, submit the supporting materials needed to adjust the credit limit, and apply to the card issuer for adjusting the credit limit.

② Card issuers actively adjust the credit limit of cardholders.

For cardholders whose account credit limit is less than 2,000 yuan, the card issuer shall actively adjust the credit limit of cardholders every quarter.

The specific criteria are:

① For customers who are over 18 years of age, have opened an account for more than 3 months, have a quarterly expenditure of more than 500 yuan (inclusive), and have no bad credit record in the credit report of the People's Bank of China, the credit line will be increased by 20% of the current quarterly expenditure (the adjustment range will be rounded to the nearest integer multiple of 100), and the maximum amount will not exceed 1000 yuan until the account is granted credit.

② For cardholders with an account credit limit of 2,000 yuan and over the age of 18, our bank will evaluate them in the next month according to the relevant situation to decide whether to adjust the credit limit.