Generally speaking, if it can pass the examination and approval, the amount of Puka generally ranges from 3,000 to 8,000 yuan, which is higher than other banks. I believe it can meet the daily shopping and credit card consumption needs of netizens.
If your qualifications are better, the bank is willing to upgrade you to a higher card type. If you upgrade to a gold card, your gold card credit limit will be higher, generally between 8,000 yuan and 50,000 yuan, which is relatively high. Can meet the daily use of extraordinary people, want to buy anything.
The amount of a platinum card is more than 50,000 yuan. Ordinary banks will upgrade you to a platinum card when they think your spending power and repayment ability are very high.
After receiving your credit card, your initial limit will be on the attachment of your credit card. If your personal credit record is good, the bank will take the initiative to help you increase your credit limit.
Extended data:
Credit card repayment method:
1. Repayment by the issuing bank
Including issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. This should be regarded as the most direct and quickest repayment method. Generally, money can be credited on the same day, and the handling fee is free. This method is the best choice under the premise of pressing repayment time.
At present, most domestic banks support counter, ATM, online banking and automatic transfer. However, it should be pointed out that when cardholders transfer money through online banking, they need to open the online banking transfer function of debit cards; Automatic transfer needs to meet the condition of "current account with the same name", that is, the transferred debit card and the transferred credit card must be cards in the same bank name. Relatively speaking, this agreed repayment is also the most convenient way. However, the cardholder should pay attention to the balance of the current account used for repayment, so as to avoid the failure of automatic repayment due to insufficient balance and unnecessary overdraft interest and late payment fees. The most convenient way is to directly associate the salary card with the commonly used credit card. In addition, automatic repayment is usually divided into "minimum repayment" and "full repayment". If you don't want to be charged interest by the bank, and the balance of the account used for repayment is sufficient, it is best to set it to the full repayment mode.
Telephone banking repayment is limited to some banks that have opened the telephone repayment function, such as China Merchants Bank and Industrial Bank, and cardholders need to confirm in advance.
2. Repayment Method Third Party Repayment
At present, although the online banks of major banks have opened the inter-bank transfer business, they basically charge fees, which generally cannot be received in time. Using a third party to pay the repayment can completely solve the problems of charging and timely arrival. Compared with other repayment methods, third-party payment is the most convenient, economical and desirable.
3. Repayment method: Cross-bank remittance repayment
Inter-bank transfer or remittance repayment mainly includes inter-bank transfer in the same city and inter-bank transfer in different places. Either way, you need to pay a certain fee. The charging standard refers to the remittance charge of the bank. In addition, the arrival time of this method is relatively lagging behind, so cardholders should try not to use this method to repay unless absolutely necessary.