The repayment date of Ping An Credit Card is calculated based on the payment date. The repayment date is 18 days after the payment date of Ping An Credit Card. Therefore, when making calculations, credit card users must first know their billing date. Ping An Bank credit card statement dates are the 3rd, 5th, 7th, 10th, 13th, 15th, 17th, 20th, 22nd and 25th. The user's billing date is automatically assigned by the system. The user can also modify the credit card repayment date in the Ping An Bank app according to his or her actual situation. However, it can only be modified once within 6 months.

The maximum interest-free period of Ping An Credit Card is 50 days, because there is an 18-day gap between the statement date and the repayment date. Therefore, when a user uses a credit card, the shortest interest-free period is 19 days, that is, the card is swiped the day before the billing date.