If you hold a China Merchants Bank credit card and use a credit card to apply for car installment: Our bank mainly bases on the cardholder’s card usage performance (such as card holding time, consumption habits, fixed limit, etc.), professional status, Income status, etc. will be used to distinguish the installment application methods and application materials that need to be submitted by different cardholders. If you have the intention to purchase a car in the near future, please call Chegouyi: 4008855855 1-2 weeks before purchasing the car.