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Is ABC overdue a credit card?
ABC's Le Fenyi is not a credit card, but it is not a loan. Accurately speaking, Le Fenyi is a special installment quota granted by China Agricultural Bank to customers according to their applications, which is used to meet their consumer credit needs such as home improvement, tourism and education.

After being approved by the Agricultural Bank of China, the consumption funds corresponding to the installment amount will be transferred to the special account of Lefenyi (the account carrier is the debit card or credit card opened by the customer himself in the Agricultural Bank of China), and the customer can use it to spend in the designated type of merchants (transfer and remittance, cash deposit and withdrawal, investment and wealth management are not supported).

After that, the customer can repay the principal and a certain amount of installment fee in monthly installments for a maximum period of five years.

It should be noted that in the card-handling mode, Le Fenyi will establish a virtual credit card while approving the installment quota-Le Fenyi is dedicated, but the general quota is zero, the billing date is 10 per month, and the repayment date is the 25th day after the billing date.

If customers want to handle the music sharing, they can directly bring their ID card and ABC debit card or credit card to the counter of the business outlet to find a staff member to handle it; You can also log in to online banking/banking application directly.

What is the happiness of ABC?

Agricultural Bank of China Le Fenyi is an installment loan service provided by Agricultural Bank of China for high-quality cardholders. You can apply for this installment loan as long as you use your credit card well and repay it on time. Agricultural Bank of China Lefenyi is only issued to designated customers, and the specific qualifications are subject to the display of Agricultural Bank of China. From the feedback of users, users with good credit card reputation, deposits or financial products, mortgages and other applications are all open.

What's the music score of ABC?

Le Fenyi is a characteristic staging business launched by Agricultural Bank of China. At present, it is open to ABC's high-quality customers in the form of white list, with a maximum amount of 300,000 yuan. The mortgage customers of Agricultural Bank of China or the credit card holders of Longka are most likely to receive the invitation to apply for Lefenyi, and then apply for Lefenyi at any branch counter of Agricultural Bank of China. After the approval of Lefenyi is successful, the quota will be loaded into the customer's ABC credit card, and the validity period is 30 days. Customers can apply to transfer the quota to a special card, and then they can use the card to spend.

Le Fenyi must go to a nearby outlet with my ID card and ABC debit card. If you don't have a debit card, you can apply on the spot. The content of ABC music is here, hoping to help everyone.

Product characteristics

(1) The credit line of Lefenyi is non-recyclable, and the maximum credit line does not exceed 300,000 yuan.

(2) The longest staging period of Lefenyi is no more than 60 stages. For specific product information on schedule, corresponding installment fee rate, charging method, etc., please consult the business outlets or ABC Credit Card Customer Service Tel: 4006695599.

(3) The products are only used for daily large-scale consumption, including the purchase of large-scale durable consumer goods, weddings, children's education, continuing education, health and so on.

Bidding conditions

(1) The bidding customer must be a whitelist customer of ABC.

(2)/kloc-a natural person aged 0/8 to 60 with full capacity for civil conduct.

(3) It has a good credit record, and the relevant risk ratings and scores meet the access requirements stipulated by the Agricultural Bank of China.

(4) Having lawful, sufficient and stable income or assets, and having the willingness and ability to repay.

(5) Having a fixed residence, a stable work unit or a stable business place in China.

(six) in accordance with the relevant provisions of the Agricultural Bank of China on anti-money laundering and sanctions compliance management.

How to withdraw the money from the Agricultural Bank of China?

ABC Lefenyi cannot withdraw cash, because it is a characteristic consumer installment credit product of ABC, so it cannot handle the cash withdrawal business. If it is forced to withdraw cash at the Agricultural Bank of China, it is a malicious act and will be blacklisted by the bank, which will affect personal credit. The credit line of Agricultural Bank of China can only be used for consumption by consumers designated by Agricultural Bank of China.

To apply for Lefenyi:

Applicants are required to bring their valid identity documents and ABC I debit cards to the ABC business outlets.

Choose the number of installments that suit you, check the corresponding handling fee rate and handling fee collection method, apply for easy payment, and wait for approval.

Whether to notify by SMS. After the approval, the money will be paid directly to the loan account and cannot be cancelled. After successful processing, the applicant can use the installment principal for consumption.

After the payment is received, it can be directly spent in the fields of wedding, home improvement, education, shopping, tourism and so on without activation. It is not allowed to withdraw cash, transfer money, invest in wealth management, withhold and remit money, etc.