Conditions for credit card application of Shanghai Pudong Development Bank
The credit card application conditions of Shanghai Pudong Development Bank are relatively relaxed, as long as you meet the following conditions:
1. Age requirement: the applicant for the main and secondary cards must be at least 18 years old;
2. Job requirements: have a stable work unit, income and fixed residence;
The annual salary after tax is more than RMB 18000 yuan, and you can apply for Puka, Waka and McDougall. After-tax annual salary of more than 50 thousand yuan, you can apply for a gold card; After-tax annual salary of RMB 120000 or above, you can apply for a platinum card;
3. Credit requirement: no bad credit record (how to establish a good credit record)
If you need to apply for a supplementary card, the applicant for the supplementary card must be the parent, spouse or child of the main card holder, aged above 18.
The credit card application materials of Shanghai Pudong Development Bank are simple.
The application materials of Shanghai Pudong Development Bank credit card are different according to the applicant's conditions and the card you apply for. You can freely choose the appropriate application materials according to your own situation.
1. If you have a credit card from another bank, and the card has been issued for more than half a year, it is suggested that you apply for the credit card of Shanghai Pudong Development Bank quickly by "handling the card with a card".
The "card-to-card" method requires that the credit cards of other banks have no overdue records for more than 30 days in the last 6 months, and the average credit line is not lower than that of 500 yuan; If you have more than three credit cards from other banks, and the credit limit is above 90%, banks generally will not handle them.
2. If you wish to apply for a high credit card or platinum credit card of Shanghai Pudong Development Bank, you are advised to provide the following supplementary materials:
(1) Copy of real estate license (more than 50 square meters or worth more than 300,000 yuan) and copy of automobile driving license (private car, worth more than 50,000 yuan, using time not exceeding 5 years);
(2) Copies of qualification certificates of certified public accountants, lawyers, economists, tax agents, appraisers and auctioneers;
(3) A copy of the loan account of Guangfa Bank (with good credit and overdue for no more than 60 days) or a deposit certificate;
(4) Private business owner: a copy of the business license with a registered capital of not less than 6,543,800+0,000;
Note: You can select one of the above information.
3. Application materials required for applying for the credit card of Shanghai Pudong Development Bank:
Shanghai Pudong Development Bank is divided into essential materials and auxiliary materials: the essential materials are the materials you must provide when you apply for a credit card of Shanghai Pudong Development Bank, and the auxiliary materials help you improve the approval rate and credit limit. Click Make to see the detailed application materials!