What is a JCB credit card (credit card)?

JCB Credit Card (credit card) is a Japanese credit card (credit card) organization and one of the five largest credit card (credit card) card organizations in the world. Its main function is to facilitate cardholders to use it in Japan. , consumption is mainly settled in Japanese yen. There are currently 9 banks in China that issue JCB credit cards (debit cards), including Bank of China, Bank of Shanghai, China Everbright Bank, China Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, Ping An Bank, China Construction Bank, and Industrial and Commercial Bank of China.

JCB credit card (credit card) can be used normally in China, provided it is a dual-label card. Double-label JCB credit cards (credit cards) can be used to make purchases at any domestic merchants through UnionPay channels, while single-label JCB credit cards (credit cards) can only be settled in foreign currencies.

The China Construction Bank Transformers 4 Credit Card Gold Card has no UnionPay logo on it, only a JCB card. Can this card be used normally in China?

The China Construction Bank Transformers 4 Credit Card Gold Card can be used normally in China, but there are some restrictions.

There is no UnionPay logo on the card, only JCB. In large supermarkets, high-end hotels, duty-free shops and other places, if the merchant cooperates with the JCB settlement organization, it can be used in foreign currency.

Generally, credit cards from different card organizations can only be swiped at POS machines with corresponding logos. For example, UnionPay can only swipe at UnionPay POS machines, VISA can only swipe at VISA channel POS machines, so JCB credit cards can also be swiped at POS machines with corresponding logos. It can only be used to flash JCB channel POS machines. In other words, if you want to use it in China, you must swipe the POS with the JCB card logo, so the scope of use is limited.