Credit card repayment method of Agricultural Bank of China
1. Self-deposit, after the bill date (10), deposit is directly regarded as repayment of the debt on the bill. Suppose 1 0,000 yuan is spent on May 16 and charged to the bill of June 10. The bill shows that the total amount payable in this period is 1 1,000 yuan, and the final repayment date is. After that, RMB 65,438+0000 was credited to the credit card on June 5th, and RMB 2,000 was spent on June 7th. After that, the money will be credited to the bill on July 65, 438+00, and can be deposited before August 4. (From consumption date (May, 65,438+06) to bookkeeping date (June, 65,438)
2. If you go to ABC to open a bank debit card (that is, a savings card), it will be bound to ABC's credit card and agreed to repay. This repayment method requires that the ID number and user name are exactly the same, and it is enough to ensure that there is enough repayment amount on this debit card two days before the final repayment date, and automatic deduction will be made. Call the customer service center and you can give instructions directly. (The repayment method of ABC also supports 1. Telephone bank transfer: you need to open this function at the outlet, and you must have a debit card from ABC. 2. Online transfer: ABC debit card opens online banking business at outlets. 3.ATM transfer: you need a debit card from ABC to transfer money. 4. Deposit at outlets: deposit cash directly into credit cards at outlets. 5. Self-service deposit machine of Agricultural Bank of China: You can deposit your own cash through this machine.
How long is the credit card repayment period of ABC?
Introduction of Credit Card Repayment Date of Agricultural Bank of China
I. Explanation of Credit Card Repayment Terms
Bookkeeping date: refers to the date when the card issuer regularly summarizes the cardholder's transaction money and expenses, calculates interest and calculates the cardholder's repayment date.
Maturity repayment date: the latest date when the issuing bank requires the cardholder to return the current bill balance.
Interest-free repayment period: from the bank bookkeeping date to the due repayment date, the cardholder does not have to pay any interest on the current statement as long as he pays off the current repayment amount (the total amount owed) in full (overdraft, cash withdrawal, transfer and interest do not enjoy interest-free repayment period).
Second, the interest-free repayment period calculation method
The final repayment date of ABC's credit card is the 25th day after the bill date. For example, the accounting date of each month is 10, and the final repayment date is the 5th of next month (regardless of year and month).
The interest-free repayment period starts from the bank bookkeeping date to the due repayment date, and the longest interest-free repayment period of ABC credit card is 56 days and the shortest is 25 days. Consumption on the day after the bill date enjoys the longest interest-free period.
For example, your bill date is 10 every month. If you spend money on April 10, that day is the billing date, the due repayment date is May 5, and your interest-free repayment period is 25 days (from April 10 to May 5). If you spend money in May 1 1, the billing date is June 10, and the repayment period is July 5, you can enjoy an interest-free repayment period of 56 days (May 1 1 to July 5).
Iii. Accounting Date of Agricultural Bank Credit Card
At present, ABC's credit card has four billing days, namely 10, 20th, 17 and 27th of each month. According to different cards, their billing dates are different and cannot be modified.
Specific inquiry: You can check the bills of each period by calling 95599 or directly going to the bank counter.
China Agricultural Bank's Credit Card Withdrawal Repayment
The first question: As long as your card can still be withdrawn, it should be possible. There is a limit to cash withdrawal, so pay attention to it.
The second question: Count the next month.
The third question: it should be possible.
Fourth question: Whatever you do, just put the money into the card.
What date does the Agricultural Bank credit card repay every month?
The repayment date of ABC's credit card is the 25th day after the bill date, and your credit card bill date is 17 (fixed) every month, so the repayment date is the 25th day after the bill date, which is about 12 every month (30 days is different from 3 1 day), which is1/kloc-0. In this cycle, credit card consumption will be paid on 65438+February 17, and repayment can be made before 65438+1October1. 65438+February18-65438+1October 17 is a billing cycle, and the credit card consumption in this cycle will be billed in June 65438+1October 17, and in February/kloc-0. And so on. Therefore, the interest-free period is the shortest, only 25 days (65438+ February17,65438+10/), and the longest, only 56 days (65438+February 65438+). Be sure to know yourself.
What should I do if the credit card repayment period of ABC expires and I don't pay back the money?
If you borrow money, you should also pay it back, otherwise there will be a bad personal credit record in PBOC.
How to find out when the repayment date of Agricultural Bank's credit card is?
Either read the statement or do the math yourself.
The final repayment date of ABC's credit card is the 25th day after the billing date, and your billing date is the 7th day of each month (fixed), that is to say.
Generate bill 9.7, and record the transactions during the period of 8.8-9.7. The final repayment date of the transactions during this period is the 25th day after 9.7, that is, 10.2.
Generate a bill 10.7, and record the transactions in the period of 9.8- 10.7. The final repayment date of the transactions in this period is the 25th day after1.1
And so on.
Obviously, the interest-free period of consumption on 9.7 on the billing date is the shortest, which is 25 days (9.7 brush, 10.2 return), and the interest-free period of consumption on 9.8 on the first day after the billing date is the longest, which is 56 days (9.8 brush, 1 1 return). Credit card full repayment before the final repayment date is interest-free. It should be noted that credit card consumption has an interest-free period, and cash withdrawal has no interest-free period.
When should I return my ABC credit card?
Hehe, I'll help you solve it
1. Your ABC credit card billing date is the 27th of each month (hehe, it is the same as my ABC billing date), so your final repayment date is and should be 2 1 next month. Because the number of days in each month is different, the final repayment date of the bill is sometimes 2 1 of the next month, sometimes 22, 23 and 24. To sum up, it is the safest.
Second, you spent 1300 before February 27th, so your bill will come out on February 27th, and you need to repay 1300 before March 27th. According to you, it is best to repay 1300 before March 27th, and the interest-free time is the longest, because the repayment has arrived.
3. Spend 2000 yuan on March 5th, and settle the account on March 27th. You should repay 2000 yuan before April 2 1.
Four, the longest interest-free period is a few days after the bill date, and the number of days between the last repayment date is the longest interest-free period. For example, you can spend on March 28th, pay the bill on April 27th, and then repay before May 2nd1,so you can enjoy the longest.
I hope I can help you.
Can the repayment date of ABC credit card be swiped out on the same day?
Yes, the quota will be restored as soon as it is repaid, and it can be brushed out on the same day.
Can ABC credit card be repaid by Alipay or bank transfer?
Great changes:
Repayment method
(1) automatic repayment
Automatic repayment of Agricultural Bank (agreed repayment)
ABC Credit Card supports automatic repayment associated with ABC debit card or quasi-credit card account, and the credit card account is deducted from the debit card or quasi-credit card account regularly every month.
Handling channels: online banking of Agricultural Bank of China, branch counters and credit card customer service hotline.
Fee: no handling fee.
Tips:
The name and certificate number of the associated debit card or quasi-credit card account must be consistent with the name and certificate number of the credit card owner.
Automatic repayment is applied by the main cardholder of the credit card, but not by the supplementary cardholder.
Automatic repayment can choose full repayment or minimum repayment.
The automatic repayment deduction time starts from the monthly repayment due date 17: 00. Please ensure that there is enough demand deposit in the debit card or quasi-credit card account before the bank can deduct the money successfully.
(2) Online repayment
1. online bank repayment of agricultural bank
Users of online banking certificate (KBao) can log in online banking to repay the credit card of ABC after opening the debit card or quasi-credit card account of ABC.
Fee: no handling fee.
Arrival time: restore available lines in real time.
Tips:
You can apply for debit cards through the counter of Agricultural Bank outlets and open online banking certificate users. Please refer to for specific requirements.
Online bank repayment can only be made if credit card information is registered in online bank first.
Every day after 23: 00 is the end of the day. If the repayment is made through online banking or self-service equipment during this period, it will arrive at the account after liquidation the next day, and the available line cannot be recovered in real time.
2. Online bank transfer repayment of other banks
You can repay the credit card account of ABC through debit cards from other banks and online bank transfer.
Fees: The handling fee is based on other bank charges.
Arrival time: the available amount of real-time recovery is less than 50,000 yuan, and it will arrive the next day if it exceeds 50,000 yuan.
3. Alipay online repayment
You can repay the credit card account of ABC through Alipay.
Fees: There is no handling fee for returning the credit card of Agricultural Bank of China (the specific standard is subject to the announcement of Alipay charges).
Arrival time: restore available lines in real time.
Tips:
The maximum daily repayment is less than 50,000 yuan.
The maximum single repayment amount shall not exceed RMB 50,000.
Repay after 22:00 every day and receive the account the next day.
4. Tenpay online repayment
You can repay the credit card account of ABC through TenPay.
Fees: no handling fee (the specific standard is subject to Tenpay's fee announcement).
Arrival time: restore available lines in real time.
(3) Mobile phone repayment
1. Repayment by Mobile Client of Agricultural Bank of China.
You can log in to ABC's mobile client to complete the repayment of ABC's credit card.
Fee: no handling fee.
Arrival time: restore available lines in real time.
Tips:
Handbank client login should be registered and opened at the Agricultural Bank outlet counter first.
2. Alipay mobile phone client repayment
You can log in to Alipay's mobile phone client to complete the repayment of ABC's credit card.
Fees: no handling fee (the specific standard is subject to the announcement of Alipay charges)
Arrival time: restore available lines in real time.
Tips:
The maximum daily repayment is less than 50,000 yuan.
The maximum single repayment amount shall not exceed RMB 50,000.
Repay after 22:00 every day and receive the account the next day.
3. Tenpay mobile phone client repayment
You can log in to Tenpay's mobile client to complete the repayment of ABC's credit card.
Fees: no handling fee (the specific standard is subject to Tenpay's fee announcement).
Arrival time: restore available lines in real time.
4. Lacarra mobile phone client repayment
You can log in to Lacarra mobile client to complete the credit card repayment of ABC.
Fee: 2 yuan/pen (the specific standard is subject to the fee announcement of Lacarra).
Arrival time: T 1 working day
Tips:
The single repayment amount is less than 50,000 RMB.
(4) repayment by bank outlets
1. Counter repayment of Agricultural Bank outlets
You can go to the counter of Agricultural Bank outlets and use cash or Agricultural Bank debit card or quasi-credit card to repay the credit card account of Agricultural Bank.
Outlet counter inquiry
Fees: no handling fee (debit card or quasi-debit card is charged for repayment in different places)
Arrival time: restore available lines in real time.
2. Self-service repayment of Agricultural Bank
You can go to the Agricultural Bank's self-service machines (including ATMs and automatic deposit machines) and use the Agricultural Bank's debit card, quasi-credit card or debit cards of other banks to repay. ......
How to repay rural credit cards? Try these methods.
Although rural credit cards are issued by rural credit cooperatives, they must be repaid after overdraft consumption. Overdue repayment will also affect credit, and many people are not very clear about the repayment method of rural credit cards. I want to know how to repay them. Let's find out.
How to repay rural credit cards?
Rural credit cards are essentially credit cards, and the repayment methods of credit cards issued by banks are similar. There are the following types:
65438+
2. Inter-bank transfer repayment from other banks, including but not limited to online banking, mobile banking and ATM transfer from other banks. Be sure to pay attention to the time of account payment. Generally, it takes a relatively fast time to receive inter-bank transfers, and most banks can repay them for free.
3. Open the automatic debit service and bind a debit card to the rural credit card. When due, the debit card will be automatically deducted for repayment, but only once a month on the last repayment date. It is necessary to ensure that there is enough repayment amount in the debit card before the deduction date, otherwise the deduction fails and manual repayment is required.
4. Third-party repayment channels, such as UnionPay China UnionPay Express APP, WeChat, Alipay, etc. Third-party repayment channels are different, and the handling fees involved are also different. If you want to repay for free, UnionPay China UnionPay Express APP is a good choice, with fast arrival speed and a chance to grab the repayment red envelope.
Finally, I would like to remind you that the above methods are the most common repayment methods for rural credit cards, but which one is suitable depends on the regulations of the issuing bank. If you don't know which method to use, or what problems you encounter in repayment, it is recommended to call the ABC credit card service hotline directly to consult customer service.
What are the repayment methods of agricultural bank credit card?
What are the credit card repayment methods of Agricultural Bank? Credit card repayment is a key thing in our daily use of cards. Failure to repay on time or incorrect repayment may bring trouble or loss, which may seriously endanger your personal credit record. So what are the credit card repayment methods of ABC? Below, I will give you a detailed introduction.
I. Credit card repayment method of Agricultural Bank of China-branch repayment.
You can go to the nearby Agricultural Bank outlets for repayment.
Second, China Agricultural Bank credit card repayment method-ATM repayment
Before the due repayment date, you can deposit cash or transfer repayment at the ATM of Agricultural Bank of China.
Iii. Credit card repayment method of China Agricultural Bank-agreed repayment.
Agreed repayment includes full repayment and minimum repayment. You can go to ABC outlets, online banking, or apply by phone. The specified account must be an ABC account.
Four, China Agricultural Bank credit card repayment method-telephone repayment.
It can be handled at business outlets, and after it takes effect, it can be deducted by calling the designated agricultural bank account.
Verb (abbreviation of verb) China Agricultural Bank credit card repayment method-online banking repayment
You can log in to ABC, credit card and online banking for repayment.
The above are five credit card repayment methods of ABC, and you must have understood them.
Help: How to repay the credit card of ABC?
You can apply for credit card repayment through the following channels:
1. Zhang Yin: Please log in to Zhang Yin APP and click "Credit Card → Repayment" on the homepage to repay your own ABC credit card or someone else's ABC credit card; Click "Credit Card → Repayment → Set Agreed Repayment" to apply for automatic repayment of credit card arrears of ABC.
2. Online Banking: Please log in to personal online banking and click "Credit Card → Repayment → One-click Repayment" to return my credit card debt; Click "Credit Card → Repayment → Agreed Repayment" to apply for automatic repayment of my credit card arrears of ABC; Click "Credit Card → Repayment → Return Others' Cards" to return others' credit card debts of ABC.
Tips: If you need to return his credit card, you can transfer it.
(Answer time: June 25th, 202 1. In case of business changes, please refer to the actual situation. )
How to repay the credit card of Agricultural Bank of China?
First, automatic repayment
Automatic repayment of Agricultural Bank (agreed repayment)
ABC Credit Card supports automatic repayment associated with ABC debit card or quasi-credit card account, and the credit card account is deducted from the debit card or quasi-credit card account regularly every month.
Handling channels: online banking of Agricultural Bank of China, branch counters and credit card customer service hotline.
Fee: no handling fee.
Second, online repayment.
1, online banking repayment of ABC
Users of online banking certificate (KBao) can log in online banking to repay the credit card of ABC after opening the debit card or quasi-credit card account of ABC.
Fee: no handling fee.
Arrival time: restore available lines in real time.
2. Alipay online repayment
You can repay the credit card account of ABC through Alipay.
Fees: There is no handling fee for returning the credit card of Agricultural Bank of China (the specific standard is subject to the announcement of Alipay charges).
Arrival time: restore available lines in real time.
Extended data:
1. Determination of due repayment date
The due repayment date is generally 25 days after the bill date of your ABC credit card. You can repay in full before the due repayment date, and you can enjoy interest-free treatment for consumer arrears.
2. Calculation of the longest and shortest interest-free period
The consumption of one day after the monthly bill date will be included in the next month's bill. Generally, the repayment date is 25 days after the bill date, in which case you can enjoy the longest interest-free period. If it is consumed on the billing date, it will be included in the current bill, and the repayment date will be 25 days after the bill date. In this case, you enjoy the shortest interest-free period.
3. Tolerance reimbursement
Our bank provides tolerance repayment service. On the premise of paying off the minimum repayment amount, the outstanding amount is less than or equal to 10% of the bill amount, the debt owed by ordinary cards is not higher than 100 yuan, and the debt owed by gold and platinum cards is not higher than that of 200 yuan. It is regarded as the cardholder's full repayment and enjoys interest-free repayment.
4. Calculation of minimum repayment amount
Minimum repayment amount = 65,438+00% of the consumption amount within the credit line, 65,438+000% of the cash advance transaction amount, the minimum repayment amount agreed to be included in the bill by installment, 65,438+000% of the unpaid part of the previous minimum repayment amount, 65,438+000% of all expenses and interests, and 65,438+000% of the consumption amount exceeding the credit line.