Hello, if you are referring to the repayment of US dollar bills by credit card, after the credit card successfully sets the function of "Automatic Repayment of Foreign Exchange Purchase", the US dollar bills generated by you can be repaid in RMB, and the RMB money deposited in the credit card will be preferentially used to purchase foreign exchange to repay US dollar bills (there is no need to pay any fees for the repayment of foreign exchange). The exchange rate for purchasing foreign exchange is the exchange rate announced at 10 on the morning of repayment date. You can choose to purchase foreign exchange in full or with the minimum repayment amount (if you choose to purchase foreign exchange with the minimum repayment amount, you will generate full interest due to non-repayment). Warm reminder: RMB consumption cannot be repaid in US dollars.

Repayment of foreign exchange purchase: 1. Repayment by purchasing foreign exchange: the exchange rate is the exchange rate announced by the Bank at 10: 00 am on the repayment date. 2. Purchase of foreign exchange by overpayment: Purchase of foreign exchange by overpayment applied before 16: 00 every afternoon shall be handled according to the exchange rate of the day; After 16: 00, the overpayment of foreign exchange will be handled at the exchange rate of the next day. 3. Entry of RMB foreign currency consumption: according to the exchange rate announced by the bank at 10: 00 on the morning of each consumption entry, non-US dollar transactions are converted into US dollars through overseas card issuers, and then converted into RMB (in the above process, overseas card issuers such as VISA and MASTER will charge foreign exchange fees). Please log in to the online banking popular edition/professional edition for the specific exchange rate, and query in Repayment Management-Automatic Purchase of Foreign Exchange in RMB-Repayment Function Settings for Purchase of Foreign Exchange in USD Bill.

Precautions for repayment of foreign exchange purchased by credit card: 1. After the foreign exchange purchase function is successfully set, the RMB money you deposited in your credit card will be given priority to purchase foreign exchange to repay the US dollar bill. 2. According to the regulations on foreign exchange control, the amount of foreign exchange purchased cannot be higher than the amount of current US dollar bills, and the unpaid part cannot be repaid by purchasing foreign exchange. 3. If you set the functions of purchasing foreign exchange for repayment and "automatic repayment" in the US dollar account at the same time, your RMB repayment will give priority to purchasing foreign exchange for repayment of the US dollar bill. During this period, the difference between the self-deducted amount (full or minimum) set in the US dollar bill and the agreed amount of purchasing foreign exchange will be deducted from the US dollar automatic repayment account specified by you.

(If you have any questions about other CMB credit cards, please search for "4008205555" among QQ corporate friends and add "CMB Credit Card Center" as your friend; Or search for "cmb4008205555" on WeChat, and pay attention to "China Merchants Bank Credit Card Center" for consultation. Thank you for your attention and support to China Merchants Bank! )