Credit card is an important credit payment tool, and many young people can apply for it. However, there are so many institutions that can apply for credit cards on the Internet. Which ones are the best? Let’s take a look.

Where is the best place to apply for a credit card?

China Merchants Bank

The number of credit cards issued by China Merchants Bank is second only to Industrial and Commercial Bank of China, and its credit card application threshold is not high. Basically, as long as there are no problems with your personal credit report and you have a stable job and income, it can be approved.

CITIC Bank

Applicants for the main card are between 18 and 65 years old, and applicants for the supplementary card are between 16 and 75 years old. Natural persons with full capacity for civil conduct can apply for a CITIC Bank credit card. , the requirements are not high.

China Everbright Bank

China Everbright Bank has a lower approval threshold, but its loan limit is higher among many banks. The limit of most Everbright Bank regular credit cards can reach 10,000 yuan. Moreover, when applicants apply for Everbright Bank credit cards, they can basically be approved regardless of the limit.

Minsheng Bank

Applicants can apply if they are between 20 and 60 years old, have a legitimate and stable occupation, have stable income, and have no bad credit record.

Hua Xia Bank

Applicants who are between 18 and 65 years old, have full behavioral capacity, have a stable job, income and fixed residence can apply, and it is easier to apply than state-owned banks. .

Apply for a credit card that suits you, with low threshold, high efficiency, high limit, and high approval rate. Credit card entrance of major banks: Everbright Bank Credit Card. Free card application. Quickly apply for the CITIC Bank Credit Card. 9 points can be redeemed for Starbucks, Haagen-Dazs and other value-for-money gifts. Apply for this card. New users of Hua Xia Credit Card Gold Card will enjoy a 240 yuan WeChat instant gold discount gift pack if they meet the standard. Apply for this card. Minsheng Bank Credit Card is easy to apply for. The credit limit is high and there is no annual fee to apply for this card. The first purchase of Shanghai Pudong Development Bank Credit Card will give you a PLUS membership annual card. Apply for this card. New China Merchants Bank Credit Card Account will receive a 2-year JD.com Plus membership for any purchase. The maximum credit limit is 50,000 yuan. Apply for this card. New Guangfa Bank Credit Card Account will receive a one-year JD.com PLUS membership. Apply for the Dian Nian Card. Bohai Bank Credit Card. This card does not have an interest-free repayment period, and interest is calculated on a daily basis with a daily interest rate of 0.05%. Apply for this card. Ping An Bank Credit Card. Get 12% off on gas every day. Apply for this card. Guangzhou Bank Credit Card. Get up to 36 months free video membership. Apply for this card. Changsha Bank Credit Card. You can enjoy one-point shopping gift when you sign up. Apply for this card. Guangfa American Express Life+ Card· Up to 10% cashback for online shopping, this card can be applied for by 1 mainstream e-commerce merchants

The credit cards of the above banks are very cost-effective, and they often have discounts, so you can pay attention to them.