This is possible, and the credit limit may also be reduced. Try to use the card rationally.

Reasons for credit card freezing

1. Suspicion of cash out leading to freezing

If you frequently use POS machines to make large purchases, or frequently withdraw large amounts of cash, etc. The reason is that UnionPay has doubts about your credit, and UnionPay will notify the bank that it is suspected of cashing out of your account. The credit card will be blocked on the grounds of suspected cash withdrawal.

2. Multiple overdue repayments

If you repay multiple times overdue, the bank will consider you to be incapable of repaying and freeze your credit card. At this time, if you repay the loan in full and call customer service to ask for an unfreeze, the credit limit may be reduced. However, if the number of overdue payments is not many, customer service will generally unfreeze the loan.

3. Property frozen by the court

If property has been frozen or confiscated due to various disputes, credit cards will also be frozen. This situation is relatively rare. Such people should click No, please resolve your lawsuit first, and then consider unfreezing your credit card!