1. How to operate the installment payment for decoration?
This is how it works here in Shanxi:
The required application materials include online contract signing for large property properties, ID card, CCB 3 months salary statement.
You must also meet certain credit reporting requirements, such as: no more than 3 non-bank lending institutions; no more than 8 credit card holders; and no more than 6 credit reporting inquiries within six months.
2. How to use ABC home improvement installment plan?
How to use the Agricultural Bank of China's home improvement installment plan? When making purchases, use the special credit card issued by the Agricultural Bank of China and use the installment amount to pay. It is worth noting that decoration loans can only be used at specific merchants because the bank requires customers Providing consumption vouchers is also to prevent the loan from being misappropriated.
After applying for a renovation loan, the lender must repay the loan on time in accordance with the requirements of the loan contract. If it is overdue, it will affect the personal credit report and the bank will charge penalty interest. When using it, you should also pay attention to making sure that the money is earmarked for its own use
3. Where to apply for the Agricultural Bank of China Golden Harvest Card Home Decoration Installment
If buying a house is a major event in life, then decorating it is a major event in life. I just bought a house and it needs to be renovated. What should I do if I have no money? I'll pay for the decoration! The Agricultural Bank of China will provide assistance in stages. The home improvement installment business means that Agricultural Bank of China credit card holders independently select home improvement service merchants and home improvement product merchants, and use special installment quotas to purchase home improvement services or home improvement products. This product has the following advantages: First, it has wide coverage: the cost of purchasing building materials, furniture, and electrical appliances can be applied in installments to meet the various financial needs of customers. 2. Rich terms: 12 terms (one year), 24 terms (two years), 36 terms (three years), 48 terms (four years), and 60 terms (five years). Financial management can be easily arranged! 3. Handling fee discount: zero interest, ultra-low handling fee. The monthly interest rate is only 0.25%, and the prepaid credit card waives the handling fee for the remaining installments. Use your own money to invest and use Agricultural Bank of China’s money to decorate! 4. Flexible payment: Loan funds can be directly transferred into the customer's Agricultural Bank of China home decoration special card to meet customers' various consumption needs! 5. Flexible credit: Agricultural Bank of China’s home improvement installment business owners can use credit, with a maximum limit of 500,000 yuan. 6. Simple procedures: 1. Installment payment business application form; 2. Copies of the applicant’s valid ID and income certificate; 3. Property rights certificate of the house to be renovated. Customer application conditions: Mortgage customers of Agricultural Bank of China or other banks, regular employees of party and government agencies, public institutions, high-quality industries, or high-quality customers recognized by our bank, will apply for credit (free of mortgage loans). Note: This article is a soft advertisement, and the right of interpretation belongs to the merchant all. It feels good, light the flowers before leaving. Related Q&A:
4. How to use the ABC Home Improvement Installment Card?
Go to the home furnishing store to buy what you need. After selecting the items, just give the installment card to the salesperson and let them use the POS machine to swipe the card to spend