How to use credit card?

How to use credit cards:

1. Proper use: Credit cards require consumption first and then repayment. Users do not need to deposit money in advance. They can directly go to shopping malls, movie theaters and other major places to use credit cards. Pay. (Shizuka says card A)

2. Repay on time: After the user generates a bill using a credit card, he or she must repay before the expiration of the next month's repayment period. You can choose to repay in installments.

3. Pay attention to discounts: Credit cards will launch discounts and benefits from time to time, and users can receive discounts and benefits.

4. Points redemption: Credit card points can be used to redeem corresponding gifts.

How to use a credit card?

After applying for a credit card, the customer activates the card and then can go to shopping malls, department stores, supermarkets and dining and entertainment venues for consumption, as long as the merchant has a POS machine. .

In addition, customers can also bind their credit cards to WeChat or Alipay, and then make purchases online. E-commerce platforms such as Taobao, Tmall, JD.com, and Suning.com have many contracted merchants that support credit card payment.

The credit card has a cash withdrawal function, so customers can also withdraw the credit limit for use. However, everyone needs to note that the cash withdrawal limit of some credit cards is only 50% of the credit limit, so customers can only withdraw half of the limit for use.

You also need to note that credit cards often have many benefits and benefits. For example, many platinum cards have high-speed rail and airport VIP lounge services, as well as discounts on various restaurants and hotels, afternoon tea services, etc. Credit card purchases can also accumulate points, which can then be redeemed for gifts, airline miles, etc.

Of course, customers must remember to repay on time after swiping their cards to avoid overdue behavior. Otherwise, the credit card may be frozen and cannot be used again.

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How to use a credit card?

Credit cards are usually only used by the cardholder and cannot be lent to others. Use is generally a breach of the contract of use. Swiping your card on a POS machine is the most common way to use a credit card, and it is a way of swiping your card online.

When swiping a card, the operator should first check the credit card's validity period and the cardholder's last name and other information. Then, select the corresponding POS machine according to the card issuing bank and the currency type to be paid, and slide the magnetic stripe of the magnetic stripe credit card on the POS machine, or insert the chip credit card into the card slot, connect to the bank, etc. for payment, and enter the corresponding amount.

Extended information:

Credit card functions

1. Free long-distance remittance: Parents can deposit cash in other places and withdraw money locally without paying any handling fees .

2. Accumulated points for consumption: When you use a credit card for consumption, you can accumulate points from the corresponding card-issuing bank. Points can be redeemed for goods. The specific accumulation rules and redeemable goods vary depending on the card-issuing bank.

3. Establish a credit record: A good credit record will facilitate future housing loans or other consumer loans.

4. Spend first and repay later: After swiping the card for consumption, the bank will collect the payment 20 to 50 days later, during which no interest or fees are required.

5. Installment shopping: When purchasing your favorite big-ticket items such as computers, you can apply for credit card installment payment, with periods ranging from 3 to 24 months.