Everyone should know that credit cards are valid. And it expires, and the bank must issue you a new card to continue using it. Therefore, many friends naturally think that credit card renewal is just a form, and 100% will be paid directly. Actually, it's wrong to think so. Before getting a new card, although the bank will not re-examine it, if the cardholder does not meet the requirements for getting a new card, the bank will not issue a new card.

At present, the validity period of credit cards is generally 3-5 years, and some special cards may be longer. In order to ensure that the cardholder is not affected by the invalidation of the credit card, most banks will consult the cardholder to renew the card after the expiration of the credit card, and make a Qvanxian Zhang card and send it to the cardholder if the cardholder does not explicitly refuse.

If you didn't refuse to renew your card, but the bank didn't issue you a new card, what is the reason?

1. If the cardholder fails to activate the credit card within the validity period, the bank will not issue a new card. In this case, the credit card will be invalid. If you intend to use this credit card, you must reapply.

Because the credit card is overdue and frozen by the bank, the bank will not issue you a new card.

The cardholder is "Lao Lai", which is one of the reasons why banks don't issue new cards. If you want to gain the trust of the bank, you must insist on paying your debts and get yourself out of the blacklist.