There are two ways to apply for a Bank of China car loan. One is credit, which is to apply for a special line, and the other is guarantee, which involves submitting proof of assets and adjusting the amount. The limits of the two methods are different, with a maximum credit line of 2 million. To apply for a car loan, you need to open a credit card. Click me to apply now: Apply

The specific quota standards for car loan installments: (1) High-quality credit customers approved by the Bank of China (hereinafter referred to as credit installments) regular card and gold card , Platinum card customers can enjoy a credit limit of up to 200,000. (2) Negotiate with the branch to adjust the credit limit for customers (hereinafter referred to as mortgage guarantee installments). Regular card and gold card customers can enjoy a credit limit of up to 1 million yuan, and platinum card customers can enjoy a credit limit of up to 2 million yuan. (3) Foreign currency accounts, temporary withdrawals, and credit balances cannot be included in the automobile installment business limit. If you are not eligible to apply for a credit card, you can choose a more convenient car loan with cheap handling fees, fast disbursement and low threshold:

Remarks: 1. The Bank of China car loan quota is valid for 4 months, which means it has been granted. The unused car installment credit will expire after 4 months. 2. The car installment quota granted shall not exceed 70% of the total purchase price of the cardholder's car, that is, the cardholder must pay more than 30% of the car purchase price in ways other than the "car installment quota".

You can apply for urgent funds, no guarantee is required, the application threshold is low, the expected annualized interest rate is low, the lending speed is fast, and the loan can be issued as soon as the same day.