On June 3rd, 2002, China Merchants Bank officially issued the first international standard dual-currency credit card in China, which opened a new era of credit card consumption in China. After more than ten years of struggle and development, China Merchants Bank Credit Card has formed three visions of "China's best payment experience provider, China's best consumer finance expert and China's leading diversified marketing platform" and won many honors at the same time. China Merchants Bank Credit Card adheres to the business philosophy of "change for you" of China Merchants Bank, constantly refreshes the cardholder experience through product innovation and service upgrade, and becomes the leading brand in the credit card industry. In recent years, China Merchants Bank has been actively seeking digital transformation, pioneering and enterprising, leading the construction of financial internet, and creating scientific and technological legends of domestic credit card industry.

China Merchants Bank was established in Shekou, Shenzhen, 1987. It is the first joint-stock commercial bank in China and the first pilot bank in China to promote banking reform from outside the system. After being shortlisted for the first time in 20 12, it was shortlisted for seven consecutive years, and ranked 2 13 in the Fortune Global 500 in 20 18. 2065438+On June 26th, 2009, eight banks, including China Merchants Bank, took the lead in running the enterprise information networking verification system. 20 188, Fortune Global 500 ranking released in July, 9. 20 19, 1 1, the Belt and Road Initiative ranks 85th among the top 100 enterprises in China. 20 19 12, China merchants bank was selected as the "20 19 China Brand Power Festival" 100 model brand. 20 19 12 18, People's Daily ranked 3 1 in China Brand Development Index 100. June 65438+1October 65438+March 2020 was selected as the winner of 2020 Hurun Upstream Products. In March 2020, it was selected as the 74th in the top 500 global brands in 2020. In May, 20021,Forbes ranked 22nd in "Top 20021Global Enterprises".

Credit card is a credit card issued by commercial banks or credit card companies, which mainly has the function of overdraft consumption. The bank will give the credit card a credit line first, and users can use it first and then repay it. Credit card consumption is a non-cash payment method, so you don't need to pay cash when you spend, and you can wait until the checkout date to repay. Another feature of credit card is interest-free period, that is, repayment within a specified time, and overdraft consumption does not require interest.