1. What should I do if I lend my credit card to someone else?

If I can't lend my credit card to someone else, I can take the following measures:

(1) Take a civil lawsuit directly through the court and ask the other party to return the credit card and pay off the overdraft amount and interest.

(2) keep the evidence.

1. Bank bill or reminder

2. Receipt of deposit issued by the bank

3. You can apply to the court to collect evidence, such as signature and identification when swiping the card and the current video data obtained by the other bank.

(3) You can report the loss of the card first, and then settle it through negotiation. If negotiation fails, you can sue again.

II. What are the procedures for prosecution and acceptance in court?

The procedures for prosecution and acceptance in civil litigation

(1) The conditions must be met:

1. The plaintiff is a citizen, legal person and other organization that has a direct interest in this case;

2. There is a clear defendant;

3. There are specific claims, facts and reasons;

4. It belongs to the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court under appeal.

(2) The materials that the plaintiff must submit to the court:

1. A complaint, and a copy according to the number of defendants; The indictment must be signed by the plaintiff (the plaintiff is a natural person) or sealed (the plaintiff is a legal person or other organization). If it is really difficult to write a complaint, it may be brought orally, which shall be recorded by the people's court and the other party shall be informed.

Note: The following items shall be recorded in the complaint:

(1) The name, sex, age, nationality, occupation, work unit and domicile, telephone number of the party concerned, the name, domicile and telephone number of the legal person or other organization, and the name and position of the legal representative or principal responsible person;

(2) the claim and the facts and reasons on which it is based;

(3) evidence and sources, names and residences of witnesses.

2. Written evidence related to the alleged facts (including other forms of evidence);

3. If the plaintiff is a natural person, submit his household registration and identification materials; The plaintiff and the defendant are legal persons or other organizations, and submit their industrial and commercial registration materials or business licenses and identity certificates of legal representatives respectively.

(3) The court's handling of individual cases:

1. In accordance with the provisions of the Administrative Procedure Law, if the case falls within the scope of administrative litigation, inform the plaintiff to bring an administrative lawsuit;

2. In accordance with the law, if both parties voluntarily reach a written arbitration agreement on contract disputes and apply to an arbitration institution for arbitration, and may not bring a suit in a people's court, inform the personnel to apply to an arbitration institution for arbitration;

3. If it should be handled by other organs according to the law, inform the plaintiff to apply to the relevant organs for settlement;

4. Inform the plaintiff to bring a suit in a people's court with jurisdiction for a case that is not under the jurisdiction of our court;

5. If a party files a lawsuit in a legally effective judgment or ruling, it shall inform the plaintiff to handle it according to the complaint, except for the ruling of the people's court allowing the withdrawal of the lawsuit;

6. In accordance with the law, a case that cannot be prosecuted within a certain period of time shall not be accepted.

7. Divorce and mediation are not allowed, and the case of maintaining the adoption relationship through judgment or mediation has no new circumstances or new reasons. If the plaintiff files a lawsuit within 6 months, it will not be accepted.

(4) After the court receives the complaint:

1. When the people's court examines and files a case, it finds that the plaintiff proves that the main evidence of his claim is not available, it shall promptly notify him of supplementary evidence. The time for receiving the complaint shall be counted from the date when the party concerned submits the relevant evidence.

2. If the plaintiff insists on bringing a lawsuit if it fails to meet the statutory acceptance conditions after examination, the court will rule that it will not be accepted within 7 days; If the plaintiff refuses to accept the ruling, he may appeal.

3. If the prosecution meets the acceptance conditions after examination, according to the different circumstances of the case, the judge in charge of examination and prosecution will decide to file a case or report it to the president for examination and approval. Major and difficult cases are reported to the president for approval or discussed and decided by the judicial Committee.

4. after the prosecution is decided to file a case after examination, the court shall file a case within 7 days: compile the case number, fill in the registration form, calculate the case acceptance fee, send a case acceptance notice to the plaintiff, and notify the plaintiff in writing to pay the case acceptance fee in advance.

5. After deciding to file a case, the filing court will transfer the case to the relevant court for trial within two working days, and handle the handover

and indicate the handover date. The date of acceptance or registration after examination is the date of filing.

after lending a credit card to others, others fail to pay it back, which is obviously an economic dispute. The handling of relevant situations should be handled in strict accordance with the procedures prescribed by law, especially for handling under different circumstances, and the parties need to make a legal determination to the judicial organs to avoid conflicts and disputes.