Legal analysis: A company infringes upon citizens’ property ownership by forcing them to apply for credit cards without their consent. If the property of others is infringed upon, the property losses shall be calculated according to the market price at the time of the loss or other reasonable methods.

Legal basis: "The People's Republic of China and the Civil Code"

Article 113 The property rights of civil subjects are equally protected by the law.

Article 1,184 If the property of others is infringed upon, the property loss shall be calculated according to the market price at the time of the loss or other reasonable methods.