After the excellent credit card is opened, an annual fee will be charged. The annual fee of the Platinum Card is 580 yuan/year, and the annual fee is waived by swiping the card or withdrawing cash 10 times a year. The annual fee for a gold card is 160 yuan/year, and that for an ordinary card is 80 yuan/year. The annual fee for the current year is exempted for spending by swiping the card or withdrawing cash three times a year.

If the credit limit of the excellent card is 10000 and the credit limit of the public security convenience card is 8000, the credit limit will be shared after the two cards are opened, that is, the maximum amount of the two cards can reach 10000 yuan. If the excellent card is not opened, the quota of the public security convenience dragon card is 8000, but you can contact the bank to adjust the quota to 10000!