In this cooperation, Tongfudun combined its innovative technical advantages in the field of equipment fingerprint and anti-fraud, relied on rich practical experience, and took equipment fingerprint and anti-fraud as the combination point, effectively helping the Bank of Communications Credit Card Center to further enhance its risk monitoring and early warning capabilities and escort its business development.
Bank of Communications was established in 1908 and its headquarters is in Shanghai. It is one of the oldest state-owned commercial banks in China and one of the note-issuing banks in modern China. Adhering to the concept of "customer-oriented", Bank of Communications Credit Card Center has opened up channels such as consumer finance and payment credit, and built a complete O2O linkage ecosystem, which effectively meets the needs of users for payment, finance and life services.
Device fingerprint is one of the most critical dimensions of anti-fraud. Device fingerprint and device behavior analysis play an important role in transaction monitoring scenarios and credit approval. Equipment identification, equipment environmental risk identification, suspicious equipment identification and equipment behavior analysis can help bank customers better locate and analyze the behavior track of fraudsters, accurately identify high-risk financial transactions, strengthen the bank's perception and identification ability of fraud risks, and help bank customers improve their risk prevention and control level.
Tongfudun has always been committed to creating a second core system with intelligent analysis as the core for financial institutions with new technological innovation as the starting point. Through the innovation and reconstruction of the risk control system construction process by financial technology, the KYC ability of financial institutions has been improved, helping financial institutions to truly understand users, correctly identify risks, do a good job in marketing and risk prevention and control, and make finance safer and more efficient. Up to now, Tongfudun has served tens of thousands of corporate customers, including banks, e-commerce, online loans, third-party payment and other industries, and has experience in various banking services such as large state-owned banks, joint-stock banks, city commercial banks and rural commercial banks.
Equipment fingerprint and equipment behavior analysis are the star products of the KYC product family of Tongfudun. Tongfudun will continue to adhere to the principle of "customer-centric" and provide high-quality products and services to bank customers.
It is believed that the upgraded payment method of Bank of Communications Credit Card Center will bring cardholders a better card experience.
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