Pre-depositing with China Merchants Bank Student Card:
Disadvantages: Credit limit cannot be increased with China Merchants Bank Student Card.
Benefits: The China Merchants Bank student card can enjoy annual fee reduction, novice benefits, points accumulation and other China Merchants Bank credit card benefits, as well as various fee reductions and other campus-exclusive special offers. The credit limit of the China Merchants Bank Student Card will be temporarily sealed before graduation, and you can apply to cancel it after graduation. If the credit limit of the China Merchants Bank Student Card is 0 and you cannot receive the credit limit, you can save money first before spending, and you can also enjoy credit card discounts and points. rights and interests.
Application conditions:
1. YOUNG Card (Youth Edition) is only available to customers under 30 years old (inclusive) (non-student customers). Customers over 30 years old who apply for the YOUNG Card (Youth Edition) main card will be converted to apply for a UnionPay standard credit card. By default, the card type applied for the supplementary card is the same as that of the primary cardholder.
2. Those who graduated after 2003 (inclusive) with a bachelor’s degree or above recognized by the National Education Commission and have a stable job must present a copy of their ID card + proof of work (business card, work badge, copy of work permit or You can apply with the original work certificate issued by your workplace).
3. The campus version of CMB YOUNG Card is exclusive to college students. College students can apply directly. After passing the preliminary review, you can use the notification text message and bring your ID card to any China Merchants Bank branch in the city where the school is located to go through the signature confirmation procedures without submitting other supporting documents. 10.0.0
Operating environment: iPhone You can try to enter the campus version area through the official website of China Merchants Bank Credit Card and apply for a campus version credit card. After passing the preliminary review, you can use the notification text message and bring your ID card to any CMB branch in the city where your school is located to go through the signature confirmation procedures without submitting other supporting documents. For example: League of Legends Credit Card Campus Edition is a credit card product launched for college students. Before graduation, the credit limit will be temporarily sealed. By recharging first and then spending, cardholders can normally enjoy dining discounts, movie ticket discounts, points accumulation, etc. Credit card benefits, and you can also enjoy the exclusive benefits of the campus version of the credit card such as specific fee exemptions. You can also start accumulating personal credit information records from the time you are studying. After graduation, you will have the opportunity to enjoy a higher credit limit by switching to a card. Installment is currently not available, but there is a cash advance function.
2. China Merchants Bank credit card will also incur annual fees after one year of not opening the card. There is no annual fee in the first year. For example: the front of your card means "04/09-04/12" The card is valid from April 2009 to April 2012. If you do not open the card, the annual fee will be deducted after April 2010, so if you do not use it, it is best to call 8008205555 to cancel the card manually; in addition, If you swipe the card six times in the first year after opening the CMB credit card, the annual fee for the next year will be waived.