The phone number is: 95588

ICBC credit card is the most widely issued credit card in China. Currently, the main types of ICBC credit cards include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card; According to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony Express Card; according to the credit level, it is divided into: platinum card, gold card and ordinary card; according to the issuing object, it is divided into business card and personal card, among which personal card Cards are divided into main cards and secondary cards.

1. Card use policy

Annual fee exemption policy: Swipe the card 5 times for the Standard Gold Card to waive the annual fee for the following year.

Cash withdrawal handling fee: There is no handling fee at local teller machines.

Multiple account management: independent quota, independent billing day, and independent repayment.

Online payment: You need to go to the bank counter to activate it first.

Instalment business: Supports interest-free installments (3, 6, and 12 installments) from specific merchants. After spending more than 600 yuan in RMB, 600 Hong Kong dollars, 100 US dollars, and 100 euros, you can apply for free installments (3, 6, 9, 12, 18, 24 installments) by phone. Each installment will have different procedures depending on the number of installments. fee.

Billing date: The 1st of each month is the billing day and cannot be changed.

Card categories: regular card (limit of 0-20,000 yuan), gold card (limit of 10,000-50,000 yuan), platinum card (limit of more than 50,000 yuan).

2. Card fee standards

Annual fee standards:

The annual fee for domestic ordinary cards is 50 yuan, and the gold card is 100 yuan; international dual-currency ordinary cards The fee is 100 yuan for the gold card, 200 yuan for the gold card; 200 yuan for the ordinary business card, 400 yuan for the gold card; 2,000 yuan for the platinum card; the annual fee for all supplementary cards is half of the annual fee for the main card.

Annual fee-free policy:

ICBC’s annual fee charging standard is to collect the annual fee after use, that is, the annual fee will not be charged until one year after the account has been opened. During this year, as long as If you make 5 transactions or 5,000 yuan (3 transactions or 3,000 for a student card, 160,000 points for an annual fee or 200,000 for a free annual fee for a platinum card), the annual fee for that year will be waived. At the same time, there is no annual fee for ICBC credit cards if you do not open the card.

ICBC Credit Card - Baidu Encyclopedia