As long as the landlord's credit card status is normal and the cash withdrawal amount in the card is sufficient, you can withdraw cash through credit card overdraft. It is suggested that you can use the mobile phone number you reserved at his home to edit the short message: "Last four digits of the card number 3 13#" to 95533 to confirm the cash withdrawal limit of this card. If there is a limit, you can raise it, otherwise you can't.

In addition, it is necessary to remind the landlord that the bank stipulates that the daily withdrawal of each card should not exceed 2,000 yuan, and the cumulative withdrawal should not exceed half of the credit card limit. At the same time, the withdrawal fee is 0.5% of the withdrawal amount, with a minimum of 2 yuan, and overdraft withdrawal does not enjoy interest-free period. From the date of cash withdrawal, interest of five ten thousandths of the cash amount will be charged every day.

For example, the landlord overdraws 2000 yuan and pays it back after 10 days.

Total amount payable = withdrawal principal+withdrawal handling fee+withdrawal interest.

= 2000+2000 * 0.5%+2000 * 0.05% *10 (10 interest)

=2000+ 10+ 10

=2020 yuan

In just 10 days, 20 yuan will generate extra expenses, which is actually quite high. It is suggested that the landlord try not to overdraw cash, or pay it back as soon as possible after withdrawing cash ~