If you lose your ID card and give it to someone else to apply for a credit card, it will cause unexpected financial and credit losses to the holder. Suggestions:

1. To check the credit card or loan status applied for with your personal ID card, there are three ways to check:

1. Telephone consultation: call the customer service number of each bank and inquire the application through the customer service staff Have you ever applied for a credit card with your ID card? This method is slow and requires calling each bank, so it is not recommended.

2. Online query: Use the applicant’s ID card and mobile phone to register as a user on the official website of the Personal Credit Information Service Platform of the Credit Reference Center of the People’s Bank of China; then submit the query application and you will be able to view it the next day to the query results.

3. Local inquiry: Bring your ID card to the local Credit Information Management Center of the People's Bank of China to print your own credit report. The credit report will indicate how many cards the applicant has applied for and whether there are any cards. Overdrafts and bank loans are recorded.

2. Take effective measures to deal with the problem of identity card theft:

1. After the holder learns more about the card or loan application by someone other than himself through the query results, call the police; < /p>

2. Report the loss of a credit card handled by someone other than yourself through the card-issuing bank’s customer service center or at a business outlet with your ID card;

3. Connect with the card-issuing bank to investigate and analyze whether your identity has been compromised. The formation process and reasons of misappropriation, and consultation and handling opinions.